164 Everson Dr, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 164 Everson Dr, Santa Cruz, CA 95060

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 733 sqft · built 1997
Lot Size	0.026 acres (1,133 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Dec 2024)
Tax Bill	$7,726 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone A99 (high risk)
APN	`004-541-15`

Property Details

APN / Parcel Number

Primary APN	`004-541-15`
Alternative APN	`004-541-15-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	733 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,133 sqft (0.026 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	164 EVERSON DR
City	SANTA CRUZ
State	CA
Zip	95060-7128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	MARINERS COVE TR 1374
Legal Lot Number	A
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2001
Census Tract	101001

Owner

164 Everson Dr, a condominium, is owned and occupied by an individual who bought it in December 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	164 EVERSON DR, SANTA CRUZ, CA 95060-7128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Oct 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 18, 2018	Grant Deed, Transfer · Conventional Mortgage ONEWEST BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2024 · Amount on File
Deed Sale	Dec 16, 2024 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	202425043
Prior Transfer Date	Oct 2, 2020
Prior Transfer Doc	0000041845
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	164 EVERSON DR, SANTA CRUZ, CA 95060-7128
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 EVERSON DR, SANTA CRUZ, CA 95060-7128

Mortgage

Document Number	0000034533
Date	Sep 3, 2020
Instrument	2020-0034533

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 15, 2020
Property Address	164 EVERSON DR, SANTA CRUZ, CA 95060-7128
Document Number	0000041845
Instrument Date	Oct 2, 2020
Instrument	41845
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	164 EVERSON DR SANTA CRUZ CA 950607128, SANTA CRUZ, CA 95060-7128

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	164 EVERSON DR, SANTA CRUZ, CA 95060-7128
Document Number	0000026392
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 EVERSON DR SANTA CRUZ CA 950607128, SANTA CRUZ, CA 95060-7128

Mortgage

Document Number	0000026392
Date	Sep 5, 2019
Instrument	26392

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 18, 2018
Property Address	164 EVERSON DR, SANTA CRUZ, CA 95060-7128
Document Number	0000015112
Map Reference	DOC1997-0055105
Instrument Date	May 11, 2018
Instrument	2018-0015112
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 EVERSON DR, SANTA CRUZ, CA 95060-7128

Mortgage

Document Number	0000015113
Date	May 18, 2018
Instrument	2018-0015113

Lender

Name	ONEWEST BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 164 Everson Dr was $7,726 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,500 (+2%) Land $484,500 Building $153,000
2025	$7,726.00	$625,000 Land $475,000 Building $150,000
2023	$6,070.00 (+1.12%) Homeowner's exemption	$514,014 Land $359,810 Building $154,204	$534,510
2022	$6,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Everson Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 84 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 units insured incl. 95 condo units
Nearby Flood Claims	5 (2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Everson Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Cruzio Fixed Wireless · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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