164 E Willow Tree Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 164 E Willow Tree Rd, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,697 sqft · built 1959
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2017)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392611 41.11-2-2`

Property Details

APN / Parcel Number

Primary APN	`392611 41.11-2-2`
Alternative APNs	`261104101100020020000000` `00367680000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,697 sqft Living Area
1st Floor Area	972 sqft
2nd Floor Area	725 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	788 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00367680000
Old Parcel Number	261104101100020020000000
Street Address	164 E WILLOW TREE RD
City	SPRING VALLEY
State	NY
Zip	10977-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	LOT:2.000 BLK:2 SEC:41.11 DIST:392611 CITY/MUNI/TWP:WESLEY HILLS
Legal Subdivision	PEARL ACRES
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2003
Census Tract	11507

Owner

Source: Rockland County and Ramapo Town records · APN 392611 41.11-2-2

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	164 E WILLOW TREE RD, SPRING VALLEY, NY 10977-1019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Prior Sale	Dec 27, 2000
Deed Document Number	0201727194
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	164 E WILLOW TREE RD, SPRING VALLEY, NY 10977-1019
Transaction Type	Mortgage
Record Updated	May 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014171
Date	Apr 12, 2022
Instrument	2022-00014171

Lender

Name	FM HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Wesley Hills Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2024	$52,150 (-) Land $14,800 Building $37,350	$672,036 (+1,244.07%) Land $190,722 Building $481,314
2023	$52,150 Land $14,800 Building $37,350	$50,000 Land $14,190 Building $35,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 185 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.