164 E Rdg, Alexander City, AL 35010 Property Records

Elmore County property record for 164 E Rdg, Alexander City, AL 35010

Property Summary

Property Type	Single Family Home
Details	3,920 sqft · built 2024
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,749 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-06-13-0-001-001.235`

Property Details

APN / Parcel Number

Primary APN	`07-06-13-0-001-001.235`

Interior

Stories	1 Story
Building Area	3,920 sqft Living Area
1st Floor Area	1,732 sqft
2nd Floor Area	2,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	672 sqft
Porch	Slab
Porch Area	585 sqft
Deck Area	537 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	164 E RIDGE
City	ALEXANDER CITY
State	AL
Zip	35010-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 THE RIDGE PHASE VI 31-67
Legal Range	21E
Legal Township	20N
Legal Section	13
Legal Subdivision	THE RIDGE PHASE VI
Legal Phase	51
Legal Lot Number	11
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2012
Census Tract	30300

Owner

164 E Rdg is owned and occupied by two individuals.

Source: Elmore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	164 E RIDGE, ALEXANDER CITY, AL 35010-1653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CAHAWBA BANK
Oct 12, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST CAHAWBA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	164 EAST RIDGE, ALEXANDER CITY, AL 35010-1653
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 EAST RIDGE, ALEXANDER CITY, AL 35010-1653

Mortgage

Document Number	2026/18307
Date	Mar 31, 2026
Book Page	2026/18307

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.4%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.4%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	164 EAST RIDGE, ALEXANDER CITY, AL 35010-1653
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 EAST RIDGE, ALEXANDER CITY, AL 35010-1653

Mortgage

Document Number	2024/65005
Date	Dec 23, 2024
Book Page	2024/65005

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	164 EAST RIDGE, ALEXANDER CITY, AL 35010-1653
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 DEVIN PL NE, ATLANTA, GA 30305-4409

Mortgage

Document Number	2023/31136
Date	Jul 18, 2023
Book Page	2023/31136

Lender

Name	FIRST CAHAWBA BANK
Type	Bank
Address	AUBURN, AL 36830

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Oct 12, 2021
Property Address	AL
Document Number	2021/85591
Book / Page	2021 / 85591
Map Reference	MB 31 PG 67
Instrument Date	Oct 1, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 DEVIN PL NE, ATLANTA, GA 30305-4409

Mortgage

Document Number	0202185593
Date	Oct 12, 2021
Instrument	2021/85593

Lender

Name	FIRST CAHAWBA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 164 E Rdg was $2,749, down 31.8% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,749.00 (-31.77%)
2025	$4,029.00 (+88.54%)	$161,160 (+88.49%)	$805,740 (+88.48%) Land $475,000 Building $330,740
2024	$2,137.00	$85,500 (-)	$427,500 (-) Land $427,500
2023	$2,137.00 (-14.66%)	$85,500 Land $85,500	$427,500 Land $427,500
2022	$2,504.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 164 E Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 E Rdg is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures