164 E Chelsea Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 164 E Chelsea Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,924 sqft · built 2014
Lot Size	0.12 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$323,942 (Jan 2014)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-18-115`

Property Details

APN / Parcel Number

Primary APN	`313-18-115`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,924 sqft Living Area
1st Floor Area	1,292 sqft
2nd Floor Area	1,632 sqft

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,250 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces
Patio Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	164 E CHELSEA LN
City	GILBERT
State	AZ
Zip	85295-0105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	GILBERT COMMONS ENCLAVE MCR 1143-25
Legal Range	06E
Legal Township	01S
Legal Section	31
Legal Subdivision	GILBERT COMMONS ENCLAVE
Legal Lot Number	41
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1017
Census Tract	815300

Owner

164 E Chelsea Ln is owned and occupied by an individual who acquired it in April 2015.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	164 E CHELSEA LN, GILBERT, AZ 85295-0105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2014 · Amount on File
Deed Sale	Jan 30, 2014 · Amount on File
Prior Sale	Dec 20, 2013
Deed Document Number	0000064796
Last Transfer Date	Apr 2, 2015
Transfer Doc	0000226419
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	164 E CHELSEA LN, GILBERT, AZ 85295-0105
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1667 N PRIEST DR, TEMPE, AZ 85288-1231

Mortgage

Document Number	0000327882
Date	Jun 23, 2023
Instrument	20230327882

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	164 E CHELSEA LN, GILBERT, AZ 85295-0105
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 E CHELSEA LN, GILBERT, AZ 85295-0105

Mortgage

Document Number	0000059137
Date	Jan 19, 2021
Instrument	20210059137

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	164 E CHELSEA LN, GILBERT, AZ 85295-0105
Document Number	0000474796
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	164 E CHELSEA LN GILBERT AZ 852950105, GILBERT, AZ 85295-0105

Mortgage

Document Number	0000474796
Date	Jun 2, 2020
Instrument	474796

Lender

Name	PACIFIC LNDG
Address	ONTARIO, CA 91764

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 164 E Chelsea Ln was $2,436.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,960	$549,600 Land $109,900 Building $439,700
2025	$2,436.00
2024		$56,560	$565,600 Land $113,100 Building $452,500
2023	$2,360.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 164 E Chelsea Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 164 E Chelsea Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, WeLink Communications.

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