164 E 8th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 164 E 8th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,122 sqft · built 1880
Lot Size	0.075 acres (3,300 sqft)
Owner	Individual Name on Record
Last Sale	$64,900 (Jul 2017)
Tax Bill	$1,742 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`351200 128.65-03-10`

Property Details

APN / Parcel Number

Primary APN	`351200 128.65-03-10`
Alternative APNs	`120012806500030100000000` `3171`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	867 sqft
Upper Floors Area	170 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,300 sqft (0.075 acres)
Lot Dimensions	100 ft deep x 33 ft wide
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	279 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3171
Street Address	164 E 8TH ST
City	OSWEGO
State	NY
Zip	13126-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Description	B 163, L 13 123-005-000
Legal Subdivision	EAST EIGHTH STREET
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2015
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	164 E 8TH ST, OSWEGO, NY 13126-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2017	Deed of Trust, Mortgage · Conventional with PMI PATHFINDER BK
Jul 28, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Apr 11, 2006 · Amount on Record
Deed Document Number	20177037
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	164 E 8TH ST, OSWEGO, NY 13126-2747
Document Number	0000007038
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 E 8TH ST OSWEGO NY 131262747, OSWEGO, NY 13126-2747

Mortgage

Document Number	0000007038
Date	Jul 28, 2017
Instrument	7038

Lender

Name	PATHFINDER BK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 28, 2017
Property Address	164 E 8TH ST, OSWEGO, NY 13126-2747
Document Number	0000007037
Instrument Date	Jul 20, 2017
Instrument	7037
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 W 9TH ST OSWEGO NY 13126, OSWEGO, NY 13126

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,742.00 (-1.14%)
2025	$1,762.00	$94,000 (+44.84%) Land $17,000 Building $77,000	$94,000 (+20.22%) Land $17,000 Building $77,000
2023		$64,900 Land $9,300 Building $55,600	$78,193 Land $11,205 Building $66,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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