164 E 6th St, Cortez, CO 81321 Property Records

Montezuma County property record for 164 E 6th St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,335 sqft · built 1950
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jul 2026)
Tax Bill	$574 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009925`

Property Details

APN / Parcel Number

Primary APN	`R009925`
Alternative APN	`561126348004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,335 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Mixed
Garage Area	480 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal

Location & Zoning

Account Number	R009925
Street Address	164 E 6TH ST
City	CORTEZ
State	CO
Zip	81321-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUBDIVISION: CHAMBERLINS ADDITION LOT: 11-12 BLOCK: 79 B 514 P 128
Legal Subdivision	CHAMBERLINS ADDITION
Legal Block	79
Legal Lot Number	11-12
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2044
Census Tract	969400

Owner

Source: Montezuma County records · APN R009925

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	164 E 6TH ST, CORTEZ, CO 81321-3811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2026 · Amount on Record
Deed Sale	Jul 09, 2026 · Amount on Record
Deed Document Number	2026667897
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jul 09, 2026
Property Address	164 E 6TH ST, CORTEZ, CO 81321-3811
Document Number	0000667897
Instrument Date	Jul 09, 2026
Instrument	2026667897
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,019.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 E 6TH ST, CORTEZ, CO 81321-3811
Investor	Possibly a Property Investor

Mortgage

Document Number	0000667898,
Date	Jul 09, 2026
Instrument	2026667898

Lender

Name	VALLEJO LOAN
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	96 Months
Due	Jul 09, 2034

Interest

Rate	5%
Max Rate	-1%

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$574.00 (+81.07%)	$19,336 (+56.67%) Land $1,469 Building $17,867	$242,919 (+56.67%) Land $18,460 Building $224,459
2024	$317.00 (+10.07%)	$12,342 (-26.18%) Land $1,827 Building $10,515	$155,055 (-26.18%) Land $22,955 Building $132,100
2023	$288.00 (+6.27%)	$16,720 (+49.25%) Land $2,475 Building $14,245	$210,055 (+49.24%) Land $31,098 Building $178,957
2022	$271.00	$11,203 Land $1,130 Building $10,073	$140,748 Land $14,200 Building $126,548

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
ATN International Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Communications Fixed Wireless	100 / 20

May also be available: Farmers Telephone Company, FastTrack Communications, T-Mobile USA.

Based on FCC filings for 486 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0142200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CORTEZ serves 8,770 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.