164 E 4th St, Winona, MN 55987 Property Records

Winona County property record for 164 E 4th St, Winona, MN 55987

Property Summary

Property Type	Commercial
Details	4,500 sqft · built 1977
Lot Size	0.241 acres (10,498 sqft)
Owner	Company Name on File
Last Sale	$335,000 (Sep 2022)
Tax Bill	$13,094 (2026)
Deeds & Mortgages	Aug 2023 Second Mortgage Sep 2022 Sale & Mortgage + 2 more
APN	`32.000.2240`

Property Details

APN / Parcel Number

Primary APN	`32.000.2240`

Interior

Stories	1 Story
Building Area	4,500 sqft Total Area
1st Floor Area	4,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	14 ft deep x 7.5 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	164 E 4TH ST
City	WINONA
State	MN
Zip	55987-3512
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-23 TWP-107 RANGE-007 ORIGINAL PLAT LOT-007 BLOCK-024 ORIGINAL PLAT ELY 1/2, & WLY 45' OF LOT 8
Legal Range	007
Legal Township	107
Legal Section	23
Legal Subdivision	ORIGINAL PLAT
Legal Block	24
Legal Lot Number	7-8
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1042
Census Tract	670500

Owner

164 E 4th St, a commercial property, is owned by a company that bought it in September 2022.

Source: Winona County records, as of September 4, 2026

Owner of Record	Company Name on File
Mailing Address	164 E 4TH ST, WINONA, MN 55987-3512
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WAUMANDEE STATE BANK
Sep 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WAUMANDEE STATE BANK
Feb 1, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Dec 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Document Number	2022645267
Prior Transfer Date	Dec 3, 2019
Prior Transfer Doc	0000621276
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	164 E 4TH ST, WINONA, MN 55987-3582
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 E MILL ST, FOUNTAIN CITY, WI 54629-8201

Mortgage

Document Number	000A650441
Date	Aug 18, 2023
Instrument	A650441

Lender

Name	WAUMANDEE STATE BANK
Type	Bank
Address	FOUNTAIN CITY, WI 54629

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	48 Months
Due	Aug 17, 2027

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 19, 2022
Property Address	164 E 4TH ST, WINONA, MN 55987-3582
Document Number	000A645267
Instrument Date	Sep 14, 2022
Instrument	A645267
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Tax	$1,105.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 E 4TH ST, WINONA, MN 55987-3582

Mortgage

Document Number	000A645268
Date	Sep 19, 2022
Instrument	A645268

Lender

Name	WAUMANDEE STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 14, 2027

Mortgage

Document Number	000A645270
Date	Sep 19, 2022
Instrument	A645270

Lender

Name	WAUMANDEE STATE BANK
Type	Bank
Address	FOUNTAIN CITY, WI 54629

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 14, 2023

February 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	WINONA MN
Recording Date	Feb 1, 2021
Property Address	164 E 4TH ST, WINONA, MN 55987-3582
Document Number	631038
Instrument Date	Jan 29, 2021
Instrument	631038
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S2838 FERN CIR, FOUNTAIN CITY, WI 54629-2801

Mortgage

Date	Feb 1, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2046

Interest

Rate	4%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINONA MN
Recording Date	Dec 4, 2019
Property Address	164 E 4TH ST, WINONA, MN 55987-3582
Document Number	621276
Instrument Date	Dec 3, 2019
Instrument	621276
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 E 4TH ST STE 1, 1, WINONA, MN 55987-3583

Tax Assessment & Valuation

The 2026 property tax bill for 164 E 4th St was $13,094 with an additional exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,094.00 Additional exemption filed	$633,700 (+20.61%) Land $91,800 Building $541,900	$633,700 (+20.61%) Land $91,800 Building $541,900
2025		$525,400 Land $91,800 Building $433,600	$525,400 Land $91,800 Building $433,600
2023	$6,100.00	$349,400 Land $86,600 Building $262,800	$349,400 Land $86,600 Building $262,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 164 E 4th St; there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 164 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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