164 E 291st St, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 164 E 291st St, Willowick, OH 44095 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,194 sqft · built 1953
Lot Size	0.321 acres (14,005 sqft)
Owner	Individual Name on File
Last Sale	$138,200 (Feb 2021)
Tax Bill	$4,187 (2023)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-A-042-F-00-038-0`

Property Details

APN / Parcel Number

Primary APN	`28-A-042-F-00-038-0`
Alternative APN	`B 50`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	900 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Combination
Lot Area	14,005 sqft (0.321 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	162 sqft
Patio Area	184 sqft
Balcony	Balcony
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 50
Street Address	164 E 291ST ST
City	WILLOWICK
State	OH
Zip	44095-4591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & 8 TRACT 15 & LOT 1 TRACT 16
Legal Subdivision	GILCHRISTS BROOKWOOD BEACH ESTATES
Legal Tract	15
Legal Lot Number	178
Jurisdiction	LAKE OH
Township / Civil Division	WILLOWICK
Census Block Group	1
Census Block	1007
Census Tract	200100

Owner

Source: Lake County records · APN 28-A-042-F-00-038-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	164 E 291ST ST, WILLOWICK, OH 44095-4591
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 04, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Dec 08, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Jan 04, 2012 · Amount on Record
Deed Document Number	460035
Record Updated	Jun 07, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Feb 24, 2021
Property Address	164 E 291ST ST, WILLOWICK, OH 44095-4591
Document Number	0000006437
Map Reference	VOL D PG 73
Instrument Date	Feb 24, 2021
Instrument	2021R006437
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6850 MILLER RD, BRECKSVILLE, OH 44141-3222

Mortgage

Document Number	0000006438
Date	Feb 24, 2021
Instrument	2021R006438

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	164 E 291ST ST, WILLOWICK, OH 44095-4591
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000166
Date	Jan 04, 2021
Instrument	2021R000166

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 25, 2030

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	164 E 291ST ST, WILLOWICK, OH 44095-4591
Document Number	0000000480
Instrument Date	Dec 08, 2017
Transaction Type	Mortgage
Record Updated	Feb 06, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 E 291ST ST WILLOWICK OH 440954591, WILLOWICK, OH 44095-4591

Mortgage

Document Number	0000000480
Date	Jan 08, 2018
Instrument	480

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 07, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willowick City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,187.00 (+43.34%) Homeowner's exemption	$40,420 (-) Land $11,110 Building $29,310
2022	$2,921.00 Homeowner's exemption	$40,420 Land $11,110 Building $29,310
2021			$115,470 Land $31,740 Building $83,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 379 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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