164 E 123rd St, Chicago, IL 60628 Property Records

Cook County property record for 164 E 123rd St, Chicago, IL 60628

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,263 sqft · built 1978
Lot Size0.134 acres (5,852 sqft)
OwnerIndividual Name on Record
Last Sale$283,000 (Jun 2026)
Tax Bill$2,749 (2023)
Deeds & MortgagesJan 2022 Mortgage
Jun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-27-130-056

Property Details

APN / Parcel Number

Primary APN25-27-130-056
Alternative APN
  • 25-27-130-056-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,263 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,852 sqft (0.134 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address164 E 123RD ST
CityCHICAGO
StateIL
Zip60628-7517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Description(SUBDIVISION) OF BLK 18 OF FIRST ADD TO KENSINGTON A SUB OF PT OF SW SEC 22 N OF IBL & WH OF SEC 27 N OF IBL & PT OF NE SEC 2
Legal Range14E
Legal Township37N
Legal Section27
Legal SubdivisionFIRST ADD
Legal Block18
Legal Lot Number3
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2018
Census Tract530600

Owner

Source: Cook County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address164 E 123RD ST, CHICAGO, IL 60628-7517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 5, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2026 · Amount on Record
Deed SaleJun 5, 2026 · Amount on Record
Prior SaleApr 5, 2016 · Amount on Record
Deed Document Number202615620135
Prior Transfer DateAug 29, 2011
Prior Transfer Doc0000017028
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address164 E 123RD ST, CHICAGO, IL 60628-7517
Transaction TypeMortgage
Record UpdatedJun 22, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 E 123RD ST, CHICAGO, IL 60628-7517

Mortgage

Document Number0003141100
DateJan 31, 2022
Instrument2203141100
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term291 Months
DueApr 1, 2046

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 5, 2026
Property Address164 E 123RD ST, CHICAGO, IL 60628-7517
Document Number0000020135
Instrument DateMay 28, 2026
Instrument202620135
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42,874.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 E 123RD ST, CHICAGO, IL 60628-7517

Mortgage

Document Number0000000020,
DateJun 5, 2026
Instrument2026156202615620
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,000 (+23.09%) Land $8,000 Building $8,000$160,000 (+23.09%) Land $80,000 Building $80,000
2023$2,749.00 (+2.54%)
2022$2,681.00$12,999 Land $6,729 Building $6,270$129,990 Land $67,290 Building $62,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

May also be available: T-Mobile.

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