164 Dory Ln, Osprey, FL 34229 Property Records

Sarasota County property record for 164 Dory Ln, Osprey, FL 34229

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,344 sqft · built 1979
Lot Size0.259 acres (11,288 sqft)
OwnerTrust Name on Record
Last Sale$456,000 (Feb 2019)
Tax Bill$5,346 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Aug 2018 Mortgage
+ 3 more
APN0157-09-0032

Property Details

APN / Parcel Number

Primary APN0157-09-0032

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,344 sqft Living Area
1st Floor Area2,344 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
Lot Area11,288 sqft (0.259 acres)
Lot Width1 ft Width
Garage TypeAttached
Garage Area484 sqft

Exterior Amenities

Pool Area420 sqft
PorchOpen Porch
Porch Area391 sqft
Patio Area463 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address164 DORY LN
CityOSPREY
StateFL
Zip34229-9725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionLOT 110 SOUTHBAY YACHT & RACQUET CLUB
Legal Range18E
Legal Township38S
Legal Section15
Legal SubdivisionSOUTHBAY YACHT & RACQUET CLUB
Legal Tract1854
Legal Lot Number110
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group2
Census Block2024
Census Tract2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address164 DORY LN, OSPREY, FL 34229-9725
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2017Deed of Trust, Mortgage · Line of Credit
POLICE & FIRE FCU
Aug 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
POLICE FCU
Aug 31, 2018Deed of Trust, Mortgage · Line of Credit
POLICE FCU
Feb 11, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Oct 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2019 · Amount on Record
Deed SaleFeb 11, 2019 · Amount on Record
Prior SaleDec 27, 2001 · Amount on Record
Deed Document Number2019016352
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address164 DORY LN, OSPREY, FL 34229-9725
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130484
DateOct 23, 2017
Instrument2017130484
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressUPPER MARLBORO, MD 20772
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueOct 31, 2032

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address164 DORY LN, OSPREY, FL 34229-9725
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112597
DateAug 22, 2018
Instrument2018112597
Lender
NamePOLICE FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address164 DORY LN, OSPREY, FL 34229-9725
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000117318
DateAug 31, 2018
Instrument2018117318
Lender
NamePOLICE FCU
TypeCredit Union
AddressUPPER MARLBORO, MD 20772
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueAug 31, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateFeb 11, 2019
Property Address164 DORY LN, OSPREY, FL 34229-9725
Document Number0000016352
Instrument DateJan 29, 2019
Instrument16352
Transaction TypeTransfer
Record UpdatedFeb 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,192.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address164 DORY LN OSPREY FL 342299725, OSPREY, FL 34229-9725

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address164 DORY LN, OSPREY, FL 34229-9725
Document Number0000135837
Instrument DateOct 24, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address164 DORY LN OSPREY FL 342299725, OSPREY, FL 34229-9725

Mortgage

Document Number0000135837
DateNov 2, 2017
Instrument135837
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,346.00 (-2.18%) Homeowner's exemption Widower's exemption$507,963 (+5.94%)$714,800 (-4.44%) Land $339,300 Building $375,500
2023$5,465.00 (+0.94%) Homeowner's exemption Widower's exemption$479,463 (+3%)$748,000 (+4.27%) Land $310,500 Building $437,500
2022$5,414.00 Homeowner's exemption Widower's exemption$465,498$717,400 Land $293,100 Building $424,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims12 (2024)
Claims Outside the SFHA2 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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