164 Crestmont Cir, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 164 Crestmont Cir, Grover, MO 63040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,222 sqft · built 1988
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$363,600 (Jul 2026)
Tax Bill$5,246 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23U-21-0442

Property Details

APN / Parcel Number

Primary APN23U-21-0442

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,222 sqft Living Area
Gross Area2,775 sqft
1st Floor Area1,011 sqft
Basement Area112 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialFrame/Masonry
Construction TypeFrame
Foundation TypeRaised
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions95 ft deep x 69 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Patio Area41 sqft
Balcony Area76 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address164 CRESTMONT CIR
CityWILDWOOD
StateMO
Zip63040-1622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code107R6A
Legal DescriptionHARBORS AT LAKE CHESTERFIELD PLAT ONE (THE) A SECTION OF THE VILLAGES AT LAKE CHESTERFIELD LOT 557 4 15 88
Legal SubdivisionHARBORS AT LAKE CHESTERFIELD PLAT ONE
Legal Lot Number557
JurisdictionST LOUIS MO
Township / Civil DivisionWILDHORSE
Census Block Group3
Census Block3007
Census Tract221506

Owner

164 Crestmont Cir is owned and occupied by two individuals who bought it in July 2026.

Source: St. Louis County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address164 CRESTMONT CIR, WILDWOOD, MO 63040-1622
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Warranty Deed, Transfer · Conventional Mortgage
PNC BANK
Aug 28, 2024Deed of Trust, Mortgage · FHA Mortgage
ACCESS CAPITAL FUNDING LLC
Jul 30, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2026 · Amount on File
Deed SaleJul 20, 2026 · Amount on File
Prior SaleJan 10, 2003 · Amount on File
Deed Document Number2026473
Prior Transfer DateJul 30, 2024
Prior Transfer Doc0000000554
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJul 20, 2026
Property Address164 CRESTMONT CIR, WILDWOOD, MO 63040-1622
Document Number0000000473
Instrument DateJul 15, 2026
Instrument2026720473
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 CRESTMONT CIR, WILDWOOD, MO 63040-1622

Mortgage

Document Number0000000474,
DateJul 20, 2026
Instrument2026720474
Lender
NamePNC BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address164 CRESTMONT CIR, GROVER, MO 63040-1622
Transaction TypeMortgage
Record UpdatedFeb 6, 2026
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 CRESTMONT CIR, WILDWOOD, MO 63040-1622

Mortgage

Document Number2024082800308
DateAug 28, 2024
Instrument2024082800308
Lender
NameACCESS CAPITAL FUNDING LLC
TypeLending Institution
AddressCHESTERFIELD, MO 63017
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

July 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MO
Recording DateJul 30, 2024
Property Address164 CRESTMONT CIR, GROVER, MO 63040-1622
Document Number2024073000554
Map ReferenceMB 257 PG 36
Instrument DateJul 30, 2024
Instrument2024073000554
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address78 WATERSIDE DR, WILDWOOD, MO 63040-1666

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 CRESTMONT CIR, GROVER, MO 63040-1622

Tax Assessment & Valuation

The 2025 property tax bill for 164 Crestmont Cir was $5,246, up 10.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityWildwood City
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,970 (-) Land $26,790 Building $50,180$405,100 (-) Land $141,000 Building $264,100
2025$5,246.00 (+10.19%)$76,970 Land $26,790 Building $50,180$405,100 Land $141,000 Building $264,100
2024$4,761.00 (+0.08%)
2023$4,757.00$68,480 Land $16,740 Building $51,740$360,400 Land $88,100 Building $272,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 164 Crestmont Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Crestmont Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANTIRE VALLEY SUBD
private · serves 260 people · EPA ID MO6036274
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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