164 Crest Dr, Sterrett, AL 35147 Property Records

Shelby County property record for 164 Crest Dr, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,891 sqft · built 2007
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,500 (Jun 2006)
Tax Bill	$1,654 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084200002010000`

Property Details

APN / Parcel Number

Primary APN	`084200002010000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,891 sqft Heated Area
1st Floor Area	1,891 sqft
Basement Area	692 sqft
Finished Basement	1,199 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,901 sqft (0.388 acres)
Lot Dimensions	159 ft deep x 77.9 ft wide
Garage Type	Basement
Porch	Patio
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	164 CREST DR
City	STERRETT
State	AL
Zip	35147-8226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 20 19S 01E ORD 2004 06 08 039 NBRHD: 18 CARDEN CREST R-1
Legal Range	01E
Legal Township	19S
Legal Section	20
Legal Subdivision	CARDEN CREST
Legal Lot Number	14
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	1
Census Block	1035
Census Tract	30215

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 CREST DR, STERRETT, AL 35147-8226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit CB&S BANK INC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2006 · Amount on Record
Deed Sale	Jun 23, 2006 · Amount on Record
Deed Document Number	2006303740
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	164 CREST DR, STERRETT, AL 35147-8226
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 CREST DR, WESTOVER, AL 35147-8226

Mortgage

Document Number	0000093580
Date	Apr 4, 2023
Instrument	20230404000093580

Lender

Name	CB&S BANK INC
Type	Bank
Address	BIRMINGHAM, AL 35242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Mar 28, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	164 CREST DR, STERRETT, AL 35147-8226
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167690
Date	Apr 5, 2021
Instrument	20210405000167690

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Westover Town
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,654.00 (-1.9%) Homeowner's exemption
2025	$1,686.00 (+11.07%)	$38,320 (+8.13%)	$383,200 (+8.13%) Land $70,000 Building $313,200
2023	$1,518.00 Homeowner's exemption	$35,440	$354,400 Land $70,000 Building $284,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures