Surry County property record for 164 Cottage Dr, Surry, VA 23883
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.03 acres (132,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $318 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 30-1G |
| Primary APN | 30-1G |
|---|---|
| Alternative APN |
|
| Lot Area | 132,117 sqft (3.03 acres) |
|---|
| Account Number | R004076 |
|---|---|
| Street Address | 164 COTTAGE DR |
| City | SURRY |
| State | VA |
| Zip | 23883-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF CHESTNUT FARM |
| Jurisdiction | SURRY VA |
| Township / Civil Division | SURRY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 860100 |
164 Cottage Dr is owned and occupied by two individuals.
Source: Surry County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 COTTAGE DR, SURRY, VA 23883-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 164 Cottage Dr was $318.
Source: Surry County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Surry County |
| Unified School District | Surry County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318.00 | $44,900 (-) Land $34,900 Building $10,000 | $44,900 (-) Land $34,900 Building $10,000 |
| 2025 | $318.00 | $44,900 Land $34,900 Building $10,000 | $44,900 Land $34,900 Building $10,000 |
| 2023 | $286.00 | $40,300 Land $30,300 Building $10,000 | $40,300 Land $30,300 Building $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 164 Cottage Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1998–2020) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Cottage Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ruralband Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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