164 Co Rd 602, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 164 Co Rd 602, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,534 sqft · built 1976
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2022)
Tax Bill	$4,302 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-10-07-35-0-000-037.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-35-0-000-037.000`
Alternative APNs	`ALT APN:1007350000037000` `219956` `218208` `22265`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	1,534 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	63,598 sqft (1.46 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	126 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	219956
Street Address	164 COUNTY ROAD 602
City	CEDAR BLUFF
State	AL
Zip	35959-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR LOT 15 WILD ACRES SD REV # 2 PB 6/57; S 441.1';E400';N 190';W 150' TO POB BEING PT LOT 15
Legal Range	10E
Legal Township	09S
Legal Section	35
Legal Subdivision	WILD ACRES
Legal Lot Number	15
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2052
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 SADDLE MOUNTAIN RD SE, ROME, GA 30161-6835
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	2022224558
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 9, 2024
Property Address	164 COUNTY ROAD 602, CEDAR BLUFF, AL 35959-2052
Document Number	0000234539
Map Reference	MB 6 PG 57
Instrument Date	Jun 25, 2024
Instrument	234539
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 SADDLE MOUNTAIN RD SE, ROME, GA 30161-6835

Mortgage

Document Number	0000234540
Date	Jul 9, 2024
Instrument	234540

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,302.00 (+6.99%)
2025	$4,021.00	$52,600 (+40.19%) Land $39,200 Building $13,400	$478,700 (+15.88%) Land $196,000 Building $282,700
2024	Additional exemption filed	$37,520 (-47.86%) Land $17,500 Building $20,020	$413,100 (+14.81%) Land $175,000 Building $238,100
2023	$3,022.00 (+171.27%)	$71,960 (+416.95%)	$359,800 (+35.67%) Land $175,000 Building $184,800
2022	$1,114.00	$13,920 Land $13,760 Building $160	$265,200 Land $137,500 Building $127,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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