Morris County and Madison Borough property record for 164 Central Ave, Madison, NJ 07940
| Property Type | Single Family Home |
|---|---|
| Details | 2,722 sqft · built 1920 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,000 (May 2000) |
| Tax Bill | $13,528 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2025 Mortgage + 2 more |
| APN | 17-01001-0000-00059 |
| Primary APN | 17-01001-0000-00059 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,722 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 170001900000001310 |
|---|---|
| Street Address | 164 CENTRAL AVE |
| City | MADISON |
| State | NJ |
| Zip | 07940-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 1001 |
| Legal Lot Number | 59 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 42900 |
164 Central Ave is owned and occupied by two individuals who bought it in May 2000.
Source: Morris County and Madison Borough records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 CENTRAL AVE, MADISON, NJ 07940-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 22, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 11, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2000 · Amount on File |
| Deed Sale | May 2, 2000 · Amount on File |
| Deed Document Number | 200033864 |
| Deed Book / Page | 5171 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Aug 19, 2026 |
| Property Address | 164 CENTRAL AVE, MADISON, NJ 07940-1609 |
| Document Number | 0000037666 |
| Book / Page | 25161 / 1000 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202637666 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 164 CENTRAL AVE, MADISON, NJ 07940-1609 |
| Document Number | 0000037666, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 25161/1000 |
| Instrument | 202637666 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 164 CENTRAL AVE, MADISON, NJ 07940-1609 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0250161847 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 25016/1847 |
| Instrument | 2025048672 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 164 CENTRAL AVE, MADISON, NJ 07940-1609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 164 CENTRAL AVE, MADISON, NJ 07940-1609 |
| Document Number | 0246021293 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 24602/1293 |
| Instrument | 2023017940 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 20, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 164 CENTRAL AVE, MADISON, NJ 07940-1609 |
| Document Number | 0231660114 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 164 CENTRAL AVE MADISON NJ 079401609, MADISON, NJ 07940-1609 |
| Document Number | 0231660114 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 023166/000114 |
| Instrument | 42283 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2047 |
Source: Morris County and Madison Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Madison Borough |
| Unified School District | Madison Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,100 (-) Land $316,200 Building $318,900 | $635,100 (-) Land $316,200 Building $318,900 | |
| 2025 | $635,100 Land $316,200 Building $318,900 | $635,100 Land $316,200 Building $318,900 | |
| 2024 | $13,528.00 | ||
| 2023 | $635,100 Land $316,200 Building $318,900 | $635,100 Land $316,200 Building $318,900 | |
| 2022 | $13,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 164 Central Ave; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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