Harrison County property record for 164 Central Ave, Long Beach, MS 39560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,817 sqft · built 1947 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,749 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0711N-05-016.000 |
| Primary APN | 0711N-05-016.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,817 sqft Adjusted Area |
| 1st Floor Area | 1,571 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,200 sqft (0.142 acres) |
| Lot Dimensions | 124 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 164 CENTRAL AVE |
|---|---|
| City | LONG BEACH |
| State | MS |
| Zip | 39560-6311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 31 & 32 BLK 2 OCEAN WAVE ADD |
| Legal Range | 11W |
| Legal Township | 08S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN WAVE & ADD |
| Legal Block | 2 |
| Legal Lot Number | 31-32 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2802 |
Source: Harrison County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 164 CENTRAL AVE, LONG BEACH, MS 39560-6311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Apr 16, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2023 |
| Deed Sale | Mar 3, 2023 |
| Prior Sale | Apr 16, 2019 |
| Deed Document Number | 20233753 |
| Last Transfer Date | Dec 20, 2024 |
| Transfer Doc | 0000025133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 31, 2026 |
| Property Address | 164 CENTRAL AVE, LONG BEACH, MS 39560-6311 |
| Document Number | 0000016214 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202616214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 221 W OLD PASS RD, LONG BEACH, MS 39560-4525 |
| Document Number | 0000016214, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202616214 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 164 CENTRAL AVE, LONG BEACH, MS 39560-6311 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 221 WEST OLD PRINCIPAD, LONG BEACH, MS 39560 |
| Document Number | 20250022373TJ1 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025-0022373-T-J1 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Apr 16, 2019 |
| Property Address | 164 CENTRAL AVE, LONG BEACH, MS 39560-6311 |
| Document Number | 20190002266DJ1 |
| Map Reference | PL 3 PG 66 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 2019-0002266-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 W OLD PASS RD, 221, LONG BEACH, MS 39560-4525 |
| Name | Verified Name |
|---|---|
| Address | 221 W OLD PASS RD, LONG BEACH, MS 39560-4525 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Long Beach City |
| Unified School District | Long Beach School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,749.00 (+5.68%) | $11,183 (+4.77%) | $74,556 (+4.77%) Land $16,275 Building $58,281 |
| 2024 | $1,655.00 | ||
| 2023 | $1,655.00 (+5.15%) | $10,674 | $71,164 Land $16,275 Building $54,889 |
| 2022 | $1,574.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 217 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 226 units insured incl. 9 condo units |
| Nearby Flood Claims | 10 (1998–2020) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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