164 Castle Bay Dr, Hampstead, NC 28443 Property Records

Pender County property record for 164 Castle Bay Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2002
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individuals on Record
Last Sale	$365,000 (Jun 2021)
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3283-98-7588-0000`

Property Details

APN / Parcel Number

Primary APN	`3283-98-7588-0000`
Alternative APNs	`000041562` `982917`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Lot Area	8,538 sqft (0.196 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000041562
Street Address	164 CASTLE BAY DR
City	HAMPSTEAD
State	NC
Zip	28443-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L10R,PB 35/79 CASTLE BAY, PH 2
Legal Subdivision	CASTLE BAY
Legal Phase	2
Legal Lot Number	10R
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1005
Census Tract	920203

Owner

Source: Pender County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2255 NEW RIVER INLET RD, N TOPSAIL BEACH, NC 28460-9345
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 19, 2018	Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Book / Page	4756 / 1207
Prior Transfer Date	Oct 31, 2007
Prior Transfer Doc	0033630195
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	164 CASTLE BAY DR, HAMPSTEAD, NC 28443-3542
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047060099
Date	Mar 6, 2020
Book Page	4706/99

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 22, 2021
Property Address	164 CASTLE BAY DR, HAMPSTEAD, NC 28443-3542
Document Number	0047561207
Book / Page	4756 / 1207
Map Reference	MB 35 PG 79
Instrument Date	Jun 22, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 LAKE FIREFLY LOOP, 346, HOLLY RIDGE, NC 28445-4210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2255 NEW RIVER INLET RD, N TOPSAIL BEACH, NC 28460-9345

Mortgage

Document Number	0047561209
Date	Jun 22, 2021
Instrument	4756/1209

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 19, 2018
Property Address	164 CASTLE BAY DR, HAMPSTEAD, NC 28443-3542
Document Number	0046761704
Book / Page	4676 / 1704
Map Reference	MB35 PG79
Instrument Date	Dec 12, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12417 BUCKINGHAM ST, 12417, CHESTER, VA 23831-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 CASTLE BAY DR, HAMPSTEAD, NC 28443-3542

Mortgage

Document Number	0046761706
Date	Dec 19, 2018
Instrument	4676/1706

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,348.00 (+14.93%)	$326,467 (+40.57%) Land $33,243 Building $293,224	$326,467 (+40.57%) Land $33,243 Building $293,224
2023		$232,238 (-) Land $66,422 Building $165,816	$232,238 (-) Land $66,422 Building $165,816
2022	$2,043.00	$232,238 Land $66,422 Building $165,816	$232,238 Land $66,422 Building $165,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	96 (1992–2020)
Claims Outside the SFHA	30 of 96
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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