164 Cabana Way, Crestview, FL 32536 Property Records

Okaloosa County property record for 164 Cabana Way, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,244 sqft · built 2005
Lot Size	0.372 acres (16,183 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Feb 2024)
Tax Bill	$2,122 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-7139-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-7139-2`
Alternative APNs	`18-3N-23-1261-000A-0320` `23N3181261000A0320`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	1,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	16,183 sqft (0.372 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	104 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	164 CABANA WAY
City	CRESTVIEW
State	FL
Zip	32536-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CREST PH II LOT 32 BLK A
Legal Range	23W
Legal Township	03N
Legal Section	18
Legal Subdivision	RIDGE CREST
Legal Phase	2
Legal Block	A
Legal Lot Number	32
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5033
Census Tract	20500

Owner

164 Cabana Way is owned and occupied by an individual who acquired it in April 2025.

Source: Okaloosa County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	164 CABANA WAY, CRESTVIEW, FL 32536-3300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Apr 28, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 21, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	Dec 29, 2008 · Amount on File
Deed Document Number	20243673769
Last Transfer Date	Apr 25, 2025
Transfer Doc	0003750156
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 29, 2024
Property Address	164 CABANA WAY, CRESTVIEW, FL 32536-3300
Document Number	0003673769
Map Reference	MB 21 PG 96-98
Instrument Date	Feb 23, 2024
Instrument	3673769
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5647 SMOKEY BRANCH RD, CRESTVIEW, FL 32539-8828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 CABANA WAY, CRESTVIEW, FL 32536-3300

Mortgage

Document Number	0003673770
Date	Feb 29, 2024
Instrument	3673770

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	164 CABANA WAY, CRESTVIEW, FL 32536-3300
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 CABANA WAY, CRESTVIEW, FL 32536-3300

Mortgage

Document Number	0035423921
Date	Apr 28, 2021
Book Page	3542/3921
Instrument	3450546

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	164 CABANA WAY, CRESTVIEW, FL 32536-3300
Document Number	0033602158
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 CABANA WAY CRESTVIEW FL 325363300, CRESTVIEW, FL 32536-3300

Mortgage

Document Number	0033602158
Date	Jul 25, 2018
Book Page	003360/002158
Instrument	3221773

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 24, 2038

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,122.00 (+192.29%)	$175,724 (+103.28%)	$186,931 (+6.22%) Land $24,292 Building $162,639
2023	$726.00 (+5.07%) Homeowner's exemption	$86,443 (+3%)	$175,989 (+11.18%) Land $20,639 Building $155,350
2022	$691.00 Homeowner's exemption	$83,925	$158,292 Land $19,289 Building $139,003

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 164 Cabana Way in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Cabana Way is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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