Santa Clara County property record for 164 Bender Cir, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1985 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $649,000 (Aug 2015) |
| Tax Bill | $8,869 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 764-11-006 |
| Primary APN | 764-11-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 5,358 sqft (0.123 acres) |
| Lot Dimensions | 94 ft deep x 57 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 164 BENDER CIR |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-3530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 7533 BOOK 524 PAGE 19 PAGE 20 LOT 57 |
| Legal Subdivision | TRACT NO 7533 |
| Legal Tract | 7533 |
| Legal Lot Number | 57 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 512314 |
164 Bender Cir is owned and occupied by two individuals who acquired it in December 2017.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Dec 12, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage OPES ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2015 · Amount on File |
| Deed Sale | Aug 11, 2015 · Amount on File |
| Prior Sale | Dec 30, 2002 · Amount on File |
| Deed Document Number | 201523048076 |
| Last Transfer Date | Dec 4, 2017 |
| Transfer Doc | 0023824374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 164 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 164 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Document Number | 0024937580 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 24937580 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 12, 2017 |
| Property Address | 164 BENDER CIR, MORGAN HILL, CA 95037-3530 |
| Document Number | 0023824374 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 23824374 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 164 BENDER CIR MORGAN HILL CA 950373530, MORGAN HILL, CA 95037-3530 |
| Document Number | 23824375 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 23824375 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2047 |
The 2025 property tax bill for 164 Bender Cir was $8,869.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $783,640 (+2%) Land $391,820 Building $391,820 | |
| 2025 | $8,869.00 | $768,276 Land $384,138 Building $384,138 |
| 2023 | $8,593.00 (+1.61%) | $738,444 Land $369,222 Building $369,222 |
| 2022 | $8,457.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 164 Bender Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 354.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 9 (2002–2019) |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Bender Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures