164 Beach Dr, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 164 Beach Dr, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	2,412 sqft · built 1987
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Oct 2003)
Tax Bill	$10,105 (2025)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-02205-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`35-02205-0000-00011`
Alternative APN	`35000950500011`

Interior

Stories	2 Stories
Building Area	2,412 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	9,104 sqft (0.209 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	35000950500011
Street Address	164 BEACH DR
City	ATCO
State	NJ
Zip	08004-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	ACRE LAKES SEC 02
Legal Block	2205
Legal Lot Number	11
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1074
Census Tract	608901

Owner

164 Beach Dr is owned and occupied by two individuals who bought it in October 2003.

Source: Camden County and Waterford Township records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	164 BEACH DR, ATCO, NJ 08004-3001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2003 · Amount on File
Deed Sale	Oct 31, 2003 · Amount on File
Prior Sale	Dec 17, 1997 · Amount on File
Deed Book / Page	7233 / 113
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	164 BEACH DR, ATCO, NJ 08004-3001
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 BEACH DR, ATCO, NJ 08004-3001

Mortgage

Document Number	0000065212
Date	Oct 24, 2023
Book Page	12454/360
Instrument	2023065212

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	476 Months
Due	Jun 1, 2063

Tax Assessment & Valuation

The 2025 property tax bill for 164 Beach Dr was $10,105, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,600 (-) Land $40,600 Building $181,000	$221,600 (-) Land $40,600 Building $181,000
2025	$10,105.00 (+3.5%)	$221,600 Land $40,600 Building $181,000	$221,600 Land $40,600 Building $181,000
2024	$9,763.00
2023		$221,600 Land $40,600 Building $181,000	$221,600 Land $40,600 Building $181,000
2022	$9,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Beach Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Beach Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20