164 B St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 164 B St, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1993
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Nov 2020)
Tax Bill$4,651 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDRAC M:10 B:105 L:3

Property Details

APN / Parcel Number

Primary APNDRAC M:10 B:105 L:3
Alternative APN
  • M:0010 B:0105 L:0003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,400 sqft Living Area
Gross Area2,348 sqft
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address164 B ST
CityDRACUT
StateMA
Zip01826-2154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionLONG POND GROVE
Legal Block105
Legal Lot Number3
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group2
Census Block2002
Census Tract314101

Owner

Source: Middlesex County and Dracut Town records · APN DRAC M:10 B:105 L:3

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address164 B ST, DRACUT, MA 01826-2154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Nov 20, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
EASTERN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleJul 12, 1993 · Amount on Record
Deed Document Number202059979
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address164 B ST, DRACUT, MA 01826-2154
Transaction TypeMortgage
Record UpdatedJun 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00037107-4
DateMay 31, 2022
Book Page37107/4
Instrument23108
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateNov 20, 2020
Property Address164 B ST, DRACUT, MA 01826-2154
Document Number34943-170
Book / Page34943 / 170
Instrument DateNov 10, 2020
Instrument59979
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 B ST, DRACUT, MA 01826-2154

Mortgage

Document Number59980
DateNov 20, 2020
Instrument59980
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,651.00 (+3.68%)$459,600 (+7.06%) Land $177,100 Building $282,500$507,490 (+3.99%)
2024$4,486.00 (+3.27%)$429,300 (+14.45%) Land $168,600 Building $260,700$488,015
2023$4,344.00$375,100 Land $146,600 Building $228,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173141012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 443 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3079000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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