164 Avawam Dr, Richmond, KY 40475 Property Records

Madison County property record for 164 Avawam Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	4.84 acres (211,266 sqft)
Owner	2 Company Names on Record
Last Sale	$18,500 (Aug 2020)
Tax Bill	$4,992 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0025-0000-0017`

Property Details

APN / Parcel Number

Primary APN	`0025-0000-0017`
Alternative APNs	`110007` `73226` `39202`

Exterior

Lot Area	211,266 sqft (4.84 acres)

Location & Zoning

Account Number	39202
Street Address	164 AVAWAM DR
City	RICHMOND
State	KY
Zip	40475-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONES TRACE LOT 17 SEC 1
Legal Subdivision	BOONESTRACE
Legal Block	1
Legal Lot Number	17
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	10103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	164 AVAWAM DR, RICHMOND, KY 40475-9192
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Jun 23, 2021	Deed of Trust, Mortgage WHITAKER BANK INC
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Aug 30, 2022	Intrafamily Transfer, Transfer
Aug 18, 2020	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	D00792/624
Deed Book / Page	D00792 / 624
Last Transfer Date	Aug 30, 2022
Transfer Doc	00D828/438
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	164 AVAWAM DR, RICHMOND, KY 40475-9192
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01996/385
Date	Nov 17, 2020
Book Page	M01996/385
Instrument	2014024228

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 16, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	164 AVAWAM DR, RICHMOND, KY 40475-9192
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2066/266
Date	Jun 23, 2021
Book Page	M2066/266
Instrument	2014042167

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	164 AVAWAM DR, RICHMOND, KY 40475-9192
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2189/498
Date	Sep 14, 2022
Book Page	M2189/498
Instrument	2014111217

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Aug 30, 2022
Property Address	164 AVAWAM DR, RICHMOND, KY 40475-9192
Document Number	00D828/438
Book / Page	D828 / 438
Map Reference	CAB 16 PG 179
Instrument Date	Aug 18, 2022
Instrument	2014109577
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SAINT ANNES CT, RICHMOND, KY 40475-7955

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 18, 2020
Property Address	164 AVAWAM DR, RICHMOND, KY 40475-9192
Document Number	D00792/624
Book / Page	D00792 / 624
Map Reference	CAB 6 PG 60
Instrument Date	Aug 14, 2020
Instrument	2014018308
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$18.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4340 GANNET CIR UNIT 109, 109, LAS VEGAS, NV 89103-1758

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	756 MILL RIDGE RD, LEXINGTON, KY 40514-1704

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,992.00 (-3.27%) Homeowner's exemption	$578,500 (-)	$578,500 (-)
2023	$5,161.00 Homeowner's exemption	$578,500	$578,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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