164 Armory Rd, Whitefish, MT 59937 Property Records

Flathead County property record for 164 Armory Rd, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,904 sqft · built 2013
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$1,072,645 (Feb 2025)
Tax Bill	$3,449 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R07101320`

Property Details

APN / Parcel Number

Primary APN	`R07101320`
Alternative APNs	`07-4293-32-2-20-05-0000` `0000981258`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	952 sqft
Basement Area	952 sqft
Finished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	140 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000981258
Street Address	164 ARMORY RD
City	WHITEFISH
State	MT
Zip	59937-8139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BROOK SUB PH 2, S32, T31 N, R21 W, LOT 32
Legal Range	21W
Legal Township	31N
Legal Section	32
Legal Subdivision	WILLOW BROOK SUB PH 2
Legal Lot Number	32
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1012
Census Tract	404

Owner

164 Armory Rd is owned and occupied by two individuals who bought it in February 2025.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	164 ARMORY RD, WHITEFISH, MT 59937-8139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Intrafamily Transfer, Transfer · Line of Credit GLACIER BANK
Mar 12, 2021	Intrafamily Transfer, Transfer
Feb 4, 2021	Intrafamily Transfer, Transfer
Feb 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GLACIER BANK
Jan 3, 2020	Intrafamily Transfer, Transfer
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on File
Deed Sale	Feb 20, 2025 · Amount on File
Prior Sale	Mar 22, 2021 · Amount on File
Deed Document Number	20253376
Prior Transfer Date	Mar 11, 2021
Prior Transfer Doc	0000008689
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 22, 2021
Property Address	164 ARMORY RD, WHITEFISH, MT 59937-8139
Document Number	202100009562
Instrument Date	Mar 16, 2021
Instrument	202100009562
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	164 ARMORY RD, WHITEFISH, MT 59937-8139

Mortgage

Document Number	202100009561
Date	Mar 22, 2021
Instrument	202100009561

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 12, 2021
Property Address	164 ARMORY RD, WHITEFISH, MT 59937-8139
Document Number	202100008689
Instrument Date	Mar 11, 2021
Instrument	202100008689
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	164 ARMORY RD, WHITEFISH, MT 59937-8139

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Feb 4, 2021
Property Address	164 ARMORY RD, WHITEFISH, MT 59937-8139
Document Number	202100004349
Instrument Date	Jan 29, 2021
Instrument	202100004349
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	164 ARMORY RD, WHITEFISH, MT 59937-8139

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Feb 3, 2021
Property Address	164 ARMORY RD, WHITEFISH, MT 59937-8139
Document Number	202100004200
Instrument Date	Jan 29, 2021
Instrument	202100004200
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	164 ARMORY RD, WHITEFISH, MT 59937-8139

Mortgage

Document Number	202100004201
Date	Feb 3, 2021
Instrument	202100004201

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jan 3, 2020
Property Address	164 ARMORY RD, WHITEFISH, MT 59937-8139
Document Number	202000000122
Instrument Date	Dec 17, 2019
Instrument	202000000122
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	164 ARMORY RD, WHITEFISH, MT 59937-8139

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 26, 2018
Property Address	164 ARMORY RD, WHITEFISH, MT 59937-8139
Document Number	201800001856
Instrument	201800001856
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	418 HOUGHTON BROOK RD, PUTNEY, VT 05346-8675

Mortgage

Document Number	201800001857
Date	Jan 26, 2018
Instrument	201800001857

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 164 Armory Rd was $3,449, down 10.2% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,449.00 (-10.21%)	$1,041,500 (-)
2025	$3,841.00	$1,041,500	$1,041,500 Land $334,886 Building $706,614
2023	$4,123.00	$600,500	$600,500 Land $218,317 Building $382,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Armory Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Armory Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 77% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MontanaSky Networks, T-Mobile, Vero Fiber.

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