Richmond County property record for 164 4th St, Ellerbe, NC 28338
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,540 sqft · built 1980 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,000 (Jun 2000) |
| Tax Bill | $1,195 (2026) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 747817110211 |
| Primary APN | 747817110211 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,000 sqft (0.918 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 206 sqft |
| Deck Area | 224 sqft |
| Utility Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 97645301 |
|---|---|
| Street Address | 164 4TH ST |
| City | ELLERBE |
| State | NC |
| Zip | 28338-9143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT AND DWELL LINCOLN AVE |
| Legal Subdivision | BRADY AND EASTERLING |
| Jurisdiction | RICHMOND NC |
| Township / Civil Division | MINERAL SPRINGS |
| Census Block Group | 2 |
| Census Block | 2090 |
| Census Tract | 970200 |
Source: Richmond County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 164 4TH ST, ELLERBE, NC 28338-9143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jan 24, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2000 · Amount on Record |
| Deed Sale | Jun 23, 2000 · Amount on Record |
| Deed Book / Page | 1076 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 164 4TH ST, ELLERBE, NC 28338-9143 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 002061/610 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 2061/610 |
| Instrument | 286975 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 164 4TH ST, ELLERBE, NC 28338-9143 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001772/480 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 1772/480 |
| Instrument | 247209 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 164 4TH ST, ELLERBE, NC 28338-9143 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001880/81 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 1880/81 |
| Instrument | 262539 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Richmond County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Richmond County |
| Municipality | Ellerbe Town |
| Unified School District | Richmond County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,195.00 (+24.48%) | $144,834 (+44.71%) Land $16,876 Building $127,958 | $144,834 (+44.71%) Land $16,876 Building $127,958 |
| 2023 | $960.00 | $100,089 Land $13,500 Building $86,589 | $100,089 Land $13,500 Building $86,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELLERBE serves 2,050 people · EPA ID NC0377020 |
|---|---|
| Water Source | Purchased surface water from RICHMOND COUNTY WATER SYSTEM |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Apr 2026 Lead public education Dec 2025 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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