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164 3rd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 164 3rd St, Troy, NY 12180

Property Summary

Property TypeApartments (5+ Units)
Details6 bd · 3 ba · 3,021 sqft · built 1920
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$38,000 (Feb 2010)
Tax Bill$4,883 (2026)
Deeds & MortgagesJun 2022 Refinance
APN381700 101.69-8-19

Property Details

APN / Parcel Number

Primary APN381700 101.69-8-19
Alternative APN
  • 0103340

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,021 sqft Gross Area
Upper Floors Area1,014 sqft
Basement Area1,007 sqft
Finished Basement1,007 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions80.7 ft deep x 21.4 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0103340
Street Address164 3RD ST
CityTROY
StateNY
Zip12180-4024
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeMU1
Legal Description3 STY BRK BLDG B104-2/NW PT 1 4 UNITS
Legal Block8
Legal Lot Number19.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1008
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Troy Historic District (Boundary Increase)
listed 2016 · 223 contributing resources · NRIS 16000367

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

164 3rd St, a residential property, is owned by an individual who bought it in February 2010.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1437, TROY, NY 12181-1437
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2010 · Amount on File
Deed SaleFeb 26, 2010 · Amount on File
Prior SaleOct 29, 2009 · Amount on File
Deed Book / Page5390 / 71
Prior Transfer DateOct 26, 2009
Prior Transfer Doc0052650000000322
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address164 3RD ST, TROY, NY 12180-4024
Transaction TypeMortgage
Record UpdatedJun 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100760068
DateJun 2, 2022
Book Page10076/68
Instrument2022-611861
Lender
NamePIONEER BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJul 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 164 3rd St was $4,883, down 18.8% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,883.00 (-18.77%)
2025$6,011.00$120,000 Land $4,000 Building $116,000$205,500 Land $6,850 Building $198,650
2023$120,000 (-) Land $4,000 Building $116,000$171,400 (+8.55%) Land $5,713 Building $165,687
2022$5,508.00$120,000 Land $4,000 Building $116,000$157,895 Land $5,263 Building $152,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 164 3rd St; there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1994–2019)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 164 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Hudson Valley Wireless
Fixed Wireless		200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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