Culpeper County property record for 16398 Shadow Dr, Culpeper, VA 22701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,923 sqft · built 2003 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Feb 2023) |
| Tax Bill | $2,228 (2025) |
| Deeds & Mortgages | Sep 2024 Second Mortgage Aug 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-T-5-49 |
| Primary APN | 40-T-5-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,923 sqft Living Area |
| 1st Floor Area | 987 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 166 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 19873 |
|---|---|
| Street Address | 16398 SHADOW DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-2051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CULPEPER LAKES PHASE 5 PLAT CAB 7/426-429 LOT 49 |
| Legal Subdivision | CULPEPER LAKES |
| Legal Phase | 5 |
| Legal Lot Number | 49 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 930203 |
Source: Culpeper County records · APN 40-T-5-49
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16398 SHADOW DR, CULPEPER, VA 22701-2051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Feb 22, 2023 | Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2023 · Amount on Record |
| Deed Sale | Feb 22, 2023 · Amount on Record |
| Prior Sale | Nov 18, 2005 · Amount on Record |
| Deed Document Number | 2023696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 16398 SHADOW DR, CULPEPER, VA 22701-2051 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0240004286 |
|---|---|
| Date | Sep 25, 2024 |
| Instrument | 240004286 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Mar 01, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 16398 SHADOW DR, CULPEPER, VA 22701-2051 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16398 SHADOW DR, CULPEPER, VA 22701-2051 |
| Investor | Possibly a Property Investor |
| Document Number | 0250003762 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 250003762 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Mar 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Feb 22, 2023 |
| Property Address | 16398 SHADOW DR, CULPEPER, VA 22701-2051 |
| Document Number | 0230000696 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 230000696 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | NOT AVAILABLE, THE AMERICAS TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16398 SHADOW DR, CULPEPER, VA 22701-2051 |
| Investor | Possibly a Property Investor |
| Document Number | 0230000697 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 230000697 |
| Name | PLANET HOME LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,228.00 (+0.04%) | $518,100 (+12.14%) Land $184,000 Building $334,100 | $518,100 (+12.14%) Land $184,000 Building $334,100 |
| 2024 | $2,227.00 (+4.8%) | ||
| 2023 | $2,125.00 | $462,000 Land $134,000 Building $328,000 | $462,000 Land $134,000 Building $328,000 |
Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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