16398 Hickory Cir, Sycamore, IL 60178 Property Records

DeKalb County property record for 16398 Hickory Cir, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,580 sqft · built 1991
Lot Size	1.03 acres (45,074 sqft)
Owner	Individual Name on Record
Last Sale	$522,500 (Oct 2025)
Tax Bill	$10,401 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-103-013`

Property Details

APN / Parcel Number

Primary APN	`06-14-103-013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,580 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	1,584 sqft
Basement Area	996 sqft
Finished Basement	996 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Material	Asphalt
Lot Area	45,074 sqft (1.03 acres)
Garage Type	Attached
Garage Area	868 sqft
Porch	Open Frame Porch
Deck Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0614103013
Street Address	16398 HICKORY CIR
City	SYCAMORE
State	IL
Zip	60178-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	LOT 13 - HICKORY ESTATES
Legal Subdivision	HICKORY ESTATES
Legal Lot Number	13
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1018
Census Tract	402

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16398 HICKORY CIR, SYCAMORE, IL 60178-8824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Deed Document Number	20258297
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 20, 2025
Property Address	16398 HICKORY CIR, SYCAMORE, IL 60178-8824
Document Number	0000008297
Map Reference	DOC 88002328
Instrument Date	Oct 15, 2025
Instrument	2025008297
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16398 HICKORY CIR, SYCAMORE, IL 60178-8824

Mortgage

Document Number	0000008298
Date	Oct 20, 2025
Instrument	2025008298

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	16398 HICKORY CIR, SYCAMORE, IL 60178-8824
Document Number	0000008855
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16398 HICKORY CIR SYCAMORE IL 601788824, SYCAMORE, IL 60178-8824

Mortgage

Document Number	0000008855
Date	Sep 26, 2019
Instrument	8855

Lender

Name	HEARTLAND BK
Type	Bank
Address	SYCAMORE, IL 60178

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,372 (+6.36%) Land $27,426 Building $135,946	$490,116 (+6.36%) Land $82,278 Building $407,838
2024	$10,401.00 Homeowner's exemption Senior Citizen's exemption	$153,603 (+9.51%) Land $25,786 Building $127,817	$460,809 (+9.51%) Land $77,358 Building $383,451
2023		$140,264 Land $23,547 Building $116,717	$420,792 Land $70,641 Building $350,151

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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