16397 Tree Frog Ln, Bow, WA 98232 Property Records

Skagit County property record for 16397 Tree Frog Ln, Bow, WA 98232

Property Summary

Property Type	Vacant Land
Details	2 bd · 1 ba · 2,052 sqft · built 2018
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$170 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Mortgage + 2 more
APN	`4971-000-001-0000`

Property Details

APN / Parcel Number

Primary APN	`4971-000-001-0000`
Alternative APN	`P127955`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,186 sqft
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Detached
Garage Area	844 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	710 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	16397 TREE FROG LN
City	BOW
State	WA
Zip	98232-8641
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 1 OF ISLAND VIEW COURT, RECORDED UNDER AF#200810080078, EXCEPT THAT PORTION OF LOT 1 LOCATED IN BLFC DISTRICT LOCATED IN THE NORTHWEST 1/4, BEING A PORTION OF LOT 4, SKAGIT COUNTY SHORT PLAT 97-0012 RECORDED AF# 200007280006, LOCATED IN SW1/4 OF
Legal Range	03
Legal Township	36
Legal Section	35
Legal Subdivision	SKAGIT COUNTY SHORT PLAT
Legal Lot Number	1
Jurisdiction	SKAGIT WA
Township / Civil Division	BOW
Census Block Group	1
Census Block	1034
Census Tract	950802

Owner

Source: Skagit County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16397 TREE FROG LN, BOW, WA 98232-8641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Feb 20, 2018	Loan Modification, Mortgage BANNER BK
May 12, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANNER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	16397 TREE FROG LN, BOW, WA 98232-8641
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000125
Date	May 18, 2021
Instrument	202105180125

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	16397 TREE FROG LN, BOW, WA 98232-8641
Document Number	0011190050
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16397 TREE FROG LN BOW WA 982328641, BOW, WA 98232-8641

Mortgage

Document Number	0011190050
Date	Nov 19, 2019
Instrument	11190050

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SKAGIT WA
Property Address	16397 TREE FROG LN, BOW, WA 98232-8641
Document Number	0004120015
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16397 TREE FROG LN BOW WA 982328641, BOW, WA 98232-8641

Mortgage

Document Number	0004120015
Date	Apr 12, 2018
Instrument	4120015

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SKAGIT WA
Recording Date	May 12, 2017
Property Address	16397 TREE FROG LN, BOW, WA 98232-8641
Document Number	0005120110
Instrument Date	May 11, 2017
Instrument	5120110
Transaction Type	Construction Loan
Record Updated	Jun 20, 2017
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 209 BOW WA 982320209, BOW, WA 98232-0209

Mortgage

Document Number	5120110
Date	May 12, 2017
Instrument	5120110

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Unified School District	Burlington-Edison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$170.00	$18,700 Land $18,700	$18,700 Land $18,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1996–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Dec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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