16397 Othello Ln, Foley, AL 36535 Property Records

Baldwin County property record for 16397 Othello Ln, Foley, AL 36535

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,491 sqft · built 2005
Lot Size0.382 acres (16,655 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Mar 2016)
Deeds & MortgagesDec 2020 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN55-07-26-0-000-021.038

Property Details

APN / Parcel Number

Primary APN55-07-26-0-000-021.038
Alternative APNs
  • 250236
  • 331183

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,491 sqft Heated Area
1st Floor Area2,491 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,655 sqft (0.382 acres)
Lot Dimensions164 ft deep x 101 ft wide
Utility Building320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number331183
Street Address16397 OTHELLO LN
CityFOLEY
StateAL
Zip36535-8127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description101' X 164.9' LOT 49 PLANTATION AT MAGNOLIA RIVER PH TWO SLIDE 2075-F SEC 26-T7S-R3E (WD-SURVIVORSHIP)
Legal SubdivisionPLANTATION AT MAGNOLIA RIVER-2
Legal Phase2
Legal Lot Number49
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group2
Census Block2003
Census Tract11410

Owner

16397 Othello Ln is owned and occupied by an individual who bought it in March 2016.

Source: Baldwin County records, as of April 16, 2026

Owner of RecordIndividual Name on File
Mailing Address16397 OTHELLO LN, FOLEY, AL 36535-8127
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Aug 31, 2021Deed of Trust, Mortgage · VA Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2016 · Amount on File
Deed SaleMar 4, 2016 · Amount on File
Prior SaleJun 1, 2005
Deed Document Number20161559034
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address16397 OTHELLO LN, FOLEY, AL 36535-8127
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001879200
DateDec 22, 2020
Instrument1879200
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term359 Months
DueNov 25, 2050

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address16397 OTHELLO LN, FOLEY, AL 36535-8127
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001939976
DateAug 31, 2021
Instrument1939976
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityFoley City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,860 Land $7,160 Building $30,700$395,900 Land $74,800 Building $321,100
2023Homeowner's exemption Senior Citizen's exemption Additional exemption filed$34,940 (+18.52%)$349,100 (+18.46%) Land $61,700 Building $287,400
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$29,480$294,700 Land $50,000 Building $244,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16397 Othello Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims21 (2004–2021)
Claims Outside the SFHA2 of 21
Most Recent ClaimSep 2021 · river or lake flooding
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims
  • Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16397 Othello Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 61% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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