16395 Stuart Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 16395 Stuart Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,116 sqft · built 1977
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$3,700 (Mar 1977)
Tax Bill	$2,546 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-14-2009-000`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-14-2009-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Tri-Level
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16395 STUART RD
City	CHESANING
State	MI
Zip	48616-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	N 174.29 FT OF S 440.36 FT OF W 250.06 FT OF W 1/2 OF NW 1/4 1.0 ACRE SEC 14 T9N R3E SEC 14 T09N R3E
Legal Range	03E
Legal Township	09N
Legal Section	14
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	4
Census Block	4006
Census Tract	12700

Owner

16395 Stuart Rd is owned and occupied by two individuals who acquired it in November 2009.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 353, CHESANING, MI 48616-0353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 1977 · Amount on File
Deed Sale	Mar 5, 1977 · Amount on File
Deed Book / Page	1496 / 89
Last Transfer Date	Nov 3, 2009
Transfer Doc	0000031246
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 16395 Stuart Rd was $2,546 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,600	$207,200
2025	$2,546.00 Homeowner's exemption
2023		$78,900	$157,800
2022	$2,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16395 Stuart Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16395 Stuart Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35