16395 Monache Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 16395 Monache Rd, Apple Valley, CA 92307

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,194 sqft · built 1990
Lot Size0.916 acres (39,914 sqft)
OwnerCompany Name on File
Tax Bill$5,393 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0473-192-01-0000

Property Details

APN / Parcel Number

Primary APN0473-192-01-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,194 sqft Living Area
Gross Area4,124 sqft
1st Floor Area3,194 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleModern
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area39,914 sqft (0.916 acres)
Garage TypeAttached
Garage Area930 sqft
Parking Spaces4 Parking Spaces
PorchPatio/Porch
Porch Area877 sqft
Patio Area877 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16395 MONACHE RD
CityAPPLE VALLEY
StateCA
Zip92307-1483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 5770 LOT 344 TRACT NO 5770 LOT 344 EX UND 1/2 INT MIN RTS WITHOUT S E
Legal Tract5770
Legal Block4
Legal Lot Number344
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group4
Census Block4110
Census Tract12101

Owner

16395 Monache Rd is owned by a company that acquired it in May 2012 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner of RecordCompany Name on File
Mailing Address16395 MONACHE RD, APPLE VALLEY, CA 92307-1483
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 29, 2012
Transfer Doc0000286467
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address16395 MONACHE RD, APPLE VALLEY, CA 92307-1483
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUSA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000175377
DateMay 27, 2020
Instrument2020-0175377
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 16395 Monache Rd was $5,393 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$485,228 (+2%) Land $71,264 Building $413,964
2025$5,393.00 Homeowner's exemption$475,714 Land $69,867 Building $405,847
2023$5,191.00 (+1.57%) Homeowner's exemption$457,241 Land $67,154 Building $390,087
2022$5,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16395 Monache Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16395 Monache Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES (AV RANCHOS) CORP.
private · serves 63,381 people · EPA ID CA3610003
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Monache Rd

Nearby Streets

Search Property Records by Address or Parcel Number