16395 Aztec Ct, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 16395 Aztec Ct, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 2005
Lot Size	0.356 acres (15,502 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (May 2023)
Tax Bill	$4,226 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Sale & Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`0440-031-23-0000`

Property Details

APN / Parcel Number

Primary APN	`0440-031-23-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,608 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	15,502 sqft (0.356 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	16395 AZTEC CT
City	APPLE VALLEY
State	CA
Zip	92307-8314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5436 LOT 84 EX STS
Legal Subdivision	MCCARTHY HOMESITES #2
Legal Tract	5436
Legal Block	1
Legal Lot Number	84
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1007
Census Tract	9714

Owner

16395 Aztec Ct is owned and occupied by two individuals who bought it in May 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Quit Claim Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
May 11, 2023	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Jul 22, 2021	Grant Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 18, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 26, 2017	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Document Number	2023114092
Prior Transfer Date	May 5, 2023
Prior Transfer Doc	0000114091
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 11, 2023
Property Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314
Document Number	0000114091
Map Reference	MB 65 PG 17&18
Instrument Date	May 5, 2023
Instrument	2023-0114091
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 11, 2023
Property Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314
Document Number	0000114092
Map Reference	MB 65 PG 17&18
Instrument Date	Apr 11, 2023
Instrument	2023-0114092
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314

Mortgage

Document Number	0000114093
Date	May 11, 2023
Instrument	2023-0114093

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 22, 2021
Property Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314
Document Number	0000331685
Map Reference	MB 65 PG 17&18
Instrument Date	Jun 15, 2021
Instrument	2021-0331685
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314

Mortgage

Document Number	0000331686
Date	Jul 22, 2021
Instrument	2021-0331686

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314

Mortgage

Document Number	0000333325
Date	Sep 8, 2020
Instrument	2020-0333325

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314
Document Number	0000554103
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16395 AZTEC CT APPLE VALLEY CA 923078314, APPLE VALLEY, CA 92307-8314

Mortgage

Document Number	0000554103
Date	Dec 29, 2017
Instrument	554103

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 26, 2017
Property Address	16395 AZTEC CT, APPLE VALLEY, CA 92307-8314
Document Number	0000218744
Instrument Date	May 22, 2017
Instrument	218744
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16395 AZTEC CT APPLE VALLEY CA 923078314, APPLE VALLEY, CA 92307-8314

Mortgage

Document Number	218745
Date	May 26, 2017
Instrument	218745

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16395 Aztec Ct was $4,226 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$376,728 (+2%) Land $75,345 Building $301,383
2025	$4,226.00 Homeowner's exemption	$369,342 Land $73,868 Building $295,474
2023	$3,818.00 (+1.52%) Homeowner's exemption	$326,400 Land $65,280 Building $261,120
2022	$3,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16395 Aztec Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16395 Aztec Ct is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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