16390 Norte Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 16390 Norte Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,093 sqft · built 2006
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Trust Names on File
Last Sale	$1,839,000 (Jun 2025)
Tax Bill	$20,102 (2025)
Deeds & Mortgages	Jan 2025 Second Mortgage Apr 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-112-039`

Property Details

APN / Parcel Number

Primary APN	`070-112-039`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,093 sqft Living Area
1st Floor Area	3,093 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	219,107 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	16390 NORTE RD
City	ATASCADERO
State	CA
Zip	93422-6633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PM 59/17-25 PAR 1
Legal Subdivision	PARCEL MAP COAL-00-0292
Legal Block	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3001
Census Tract	12705

Owner

16390 Norte Rd is owner-occupied and held in a trust since June 2025.

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	16390 NORTE RD, ATASCADERO, CA 93422-6633
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 6, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Sep 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Jun 6, 2022 · Amount on File
Deed Document Number	202517334
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	0000050707
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	16390 NORTE RD, ATASCADERO, CA 93422-6633
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16390 NORTE RD, ATASCADERO, CA 93422-6633

Mortgage

Document Number	0000001463
Date	Jan 21, 2025
Instrument	2025001463

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2045

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 6, 2026
Property Address	16390 NORTE RD, ATASCADERO, CA 93422-6633
Document Number	0000010328
Instrument Date	Apr 1, 2026
Instrument	202610328
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	16390 NORTE RD, ATASCADERO, CA 93422-6633

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 6, 2022
Property Address	16390 NORTE RD, ATASCADERO, CA 93422-6633
Document Number	0000023810
Map Reference	MB 59 PG 17-25
Instrument Date	Apr 28, 2022
Instrument	2022023810
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1241 JOHNSON AVE # 231, 231, SAN LUIS OBISPO, CA 93401-3306

Mortgage

Document Number	0000023811
Date	Jun 6, 2022
Instrument	2022023811

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	16390 NORTE RD, ATASCADERO, CA 93422-6633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013110
Date	Apr 12, 2019
Instrument	2019013110

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 17, 2020
Property Address	16390 NORTE RD, ATASCADERO, CA 93422-6633
Document Number	0000050707
Map Reference	MB 59 PG 17-25
Instrument Date	Sep 3, 2020
Instrument	2020050707
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16390 NORTE RD, ATASCADERO, CA 93422-6633

Mortgage

Document Number	0000050708
Date	Sep 17, 2020
Instrument	2020050708

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 16390 Norte Rd was $20,102, up 4.9% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,228,660 (-30.46%) Land $531,016 Building $697,644
2025	$20,102.00 (+4.86%)	$1,766,910 Land $742,845 Building $1,024,065
2024	$19,171.00 (+0.05%)
2023	$19,161.00 (+52.58%) Homeowner's exemption	$1,698,300 Land $714,000 Building $984,300
2022	$12,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16390 Norte Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	9 (2023)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16390 Norte Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Surfnet Communications.

Nearby Properties on Norte Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures