San Diego County property record for 1639 Windemere Dr, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,916 sqft · built 2003 |
| Lot Size | 0.253 acres (11,020 sqft) |
| Owner | Trust Name on File |
| Last Sale | $740,000 (Jul 2013) |
| Tax Bill | $12,943 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-510-01-00 |
| Primary APN | 223-510-01-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,916 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 11,020 sqft (0.253 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1639 WINDEMERE DR |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-7998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 1 TR 014084 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 014084 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20043 |
1639 Windemere Dr is held in a trust since May 2014.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1639 WINDEMERE DR, SAN MARCOS, CA 92078-7998 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2013 · Amount on File |
| Deed Sale | Jul 12, 2013 · Amount on File |
| Prior Sale | May 17, 2007 · Amount on File |
| Deed Document Number | 2013437289 |
| Last Transfer Date | May 7, 2014 |
| Transfer Doc | 0000197398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1639 WINDEMERE DR, SAN MARCOS, CA 92078-7998 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1639 WINDEMERE DR, SAN MARCOS, CA 92078-7998 |
| Document Number | 0000286402 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022-0286402 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.95% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.95% |
The 2025 property tax bill for 1639 Windemere Dr was $12,943.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $946,917 (+2%) Land $420,120 Building $526,797 | |
| 2025 | $12,943.00 | $928,351 Land $411,883 Building $516,468 |
| 2023 | $12,222.00 (+3.4%) | $892,304 Land $395,890 Building $496,414 |
| 2022 | $11,820.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1639 Windemere Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1639 Windemere Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: T-Mobile, Verizon.
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