Kootenai County property record for 1639 S Riverside Harbor Dr, Post Falls, ID 83854
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,816 sqft · built 2003 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | Jun 2019 Reverse Mortgage Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | P76190020150 |
| Primary APN | P76190020150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 8,146 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 229193 |
|---|---|
| Street Address | 1639 S RIVERSIDE HARBOR DR |
| City | POST FALLS |
| State | ID |
| Zip | 83854-4914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE HARBOR 10TH ADD, LT 15 BLOCK 2 0650N04W |
| Legal Subdivision | RIVERSIDE HARBOR 10TH ADD |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | POST FALLS-RATHDRUM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 601 |
1639 S Riverside Harbor Dr is owner-occupied and held in a trust since June 2020.
Source: Kootenai County records, as of December 1, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1639 S RIVERSIDE HARBOR DR, POST FALLS, ID 83854-4914 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2019 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Jun 22, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2015 |
| Deed Sale | Oct 8, 2015 |
| Prior Sale | Jun 21, 2016 |
| Deed Document Number | 2518621000 |
| Last Transfer Date | Jun 22, 2020 |
| Transfer Doc | 2759340000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 1639 S RIVERSIDE HARBOR DR, POST FALLS, ID 83854-4914 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|
| Document Number | 2699169000 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2699169000 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.49% |
| Type Change Date | Jul 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Jun 22, 2020 |
| Property Address | 1639 S RIVERSIDE HARBOR DR, POST FALLS, ID 83854-4914 |
| Document Number | 2759340000 |
| Map Reference | MB 1 PG 266 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 2759340000 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1639 S RIVERSIDE HARBOR DR, POST FALLS, ID 83854-4914 |
The 2025 property tax bill for 1639 S Riverside Harbor Dr was $2,090 with a homeowner's exemption, down 3.3% from the year before.
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Municipality | Post Falls City |
| Unified School District | Post Falls School District 273 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (-3.29%) Homeowner's exemption | $514,900 Land $190,000 Building $324,900 | $514,900 Land $190,000 Building $324,900 |
| 2024 | $2,161.00 (+6.45%) | ||
| 2023 | $2,030.00 Homeowner's exemption | $571,001 Land $200,000 Building $371,001 | $571,001 Land $200,000 Building $371,001 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1639 S Riverside Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1639 S Riverside Harbor Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Intermax Networks, T-Mobile, Ziply Fiber.
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