1639 Ramona Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1639 Ramona Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,636 sqft · built 2008
Lot Size	0.127 acres (5,535 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Jan 2021)
Tax Bill	$8,924 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`579-353-24-00`

Property Details

APN / Parcel Number

Primary APN	`579-353-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,636 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	5,535 sqft (0.127 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1639 RAMONA AVE
City	SPRING VALLEY
State	CA
Zip	91977-4358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 50 LOT 7 ALLEY CLSD& TR 001317
Legal Subdivision	EAST SAN DIEGO MASONIC LODGE
Legal Tract	001317
Legal Block	50
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1639 RAMONA AVE, SPRING VALLEY, CA 91977-4358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Jan 11, 2021	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 11, 2021	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Jan 27, 2017	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	202121166
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	0000021165
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1639 RAMONA AVE, SPRING VALLEY, CA 91977-4358
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563316
Date	Dec 4, 2019
Instrument	2019-0563316

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2021
Property Address	1639 RAMONA AVE, SPRING VALLEY, CA 91977-4358
Document Number	0000021166
Map Reference	MAP 1317
Instrument Date	Dec 22, 2020
Instrument	2021-0021166
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 RAMONA AVE, SPRING VALLEY, CA 91977-4358

Mortgage

Document Number	0000021167
Date	Jan 11, 2021
Instrument	2021-0021167

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2021
Property Address	1639 RAMONA AVE, SPRING VALLEY, CA 91977-4358
Document Number	0000021165
Instrument Date	Dec 16, 2020
Instrument	21165
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1639 RAMONA AVE SPRING VALLEY CA 919774358, SPRING VALLEY, CA 91977-4358

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2017
Property Address	1639 RAMONA AVE, SPRING VALLEY, CA 91977-4358
Document Number	0000045322
Map Reference	MAP1317
Instrument Date	Dec 6, 2016
Instrument	2017-0045322
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 RAMONA AVE, SPRING VALLEY, CA 91977-4358
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045323
Date	Jan 27, 2017
Instrument	2017-0045323

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,609 (+2%) Land $375,386 Building $331,223
2025	$8,924.00 (-7.14%)	$692,755 (+4.04%) Land $368,026 Building $324,729
2024	$9,610.00 (+14.91%)
2023	$8,363.00 (+1.44%)	$665,856 Land $353,736 Building $312,120
2022	$8,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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