1639 Pepperwood Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1639 Pepperwood Dr, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,298 sqft · built 1967
Lot Size0.14 acres (6,100 sqft)
OwnerCompany Name on File
Tax Bill$1,146 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN388-485-12-00

Property Details

APN / Parcel Number

Primary APN388-485-12-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,298 sqft Living Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Lot Area6,100 sqft (0.14 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Street Address1639 PEPPERWOOD DR
CityEL CAJON
StateCA
Zip92021-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 51 TR 004497
Legal SubdivisionPEPPER TREE VILLAGE
Legal Tract004497
Legal Block2
Legal Lot Number51
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2007
Census Tract16503

Owner

1639 Pepperwood Dr is owned by a company that acquired it in August 2002 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1639 PEPPERWOOD DR, EL CAJON, CA 92021-1133
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 8, 2002
Transfer Doc0000786387
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1639 PEPPERWOOD DR, EL CAJON, CA 92021-1133
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1639 PEPPERWOOD DR, EL CAJON, CA 92021-1133

Mortgage

Document Number0000081183
DateMar 29, 2023
Instrument2023-0081183
Lender
NameZB NA
TypeBank
AddressEL CAJON, CA 92021
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$97,267 (+2%) Land $35,553 Building $61,714
2025$1,146.00 (+5.04%) Homeowner's exemption$95,360 (+4.04%) Land $34,856 Building $60,504
2023$1,091.00 (+1.21%) Homeowner's exemption$91,658 Land $33,503 Building $58,155
2022$1,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1639 Pepperwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1639 Pepperwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

Nearby Properties on Pepperwood Dr

Nearby Streets

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