1639 Mountain View Ave, Oceanside, CA 92054 Property Records

San Diego County property record for 1639 Mountain View Ave, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,522 sqft · built 1967
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on Record
Last Sale$545,000 (Mar 2015)
Tax Bill$7,371 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN151-143-33-00

Property Details

APN / Parcel Number

Primary APN151-143-33-00

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area1,522 sqft Living Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Lot Area8,000 sqft (0.184 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1639 MOUNTAIN VIEW AVE
CityOCEANSIDE
StateCA
Zip92054-5512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 2 LOTS 51 & 52 TR 001184
Legal SubdivisionLAGUNA POINT CONDO
Legal Tract001184
Legal Block2
Legal Lot Number51,52
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1639 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Mar 2, 2017Deed of Trust, Mortgage · FHA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jan 23, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2015 · Amount on Record
Deed SaleMar 26, 2015 · Amount on Record
Prior SaleJan 27, 2009 · Amount on Record
Deed Document Number2015142602
Prior Transfer DateMar 2, 2015
Prior Transfer Doc0000142601
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1639 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512
Transaction TypeMortgage
Record UpdatedAug 4, 2022
Title CompanyACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address1639 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512

Mortgage

Document Number0000306361
DateJul 27, 2022
Instrument2022-0306361
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJul 31, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1639 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1639 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512

Mortgage

Document Number0000119317
DateFeb 16, 2021
Instrument2021-0119317
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1639 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097991
DateMar 2, 2017
Instrument2017-0097991
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1639 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1639 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512

Mortgage

Document Number0000023385
DateJan 23, 2019
Instrument2019-0023385
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJan 31, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1639 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPRIORITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000162622
DateMar 30, 2020
Instrument2020-0162622
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$668,095 (+2%) Land $440,699 Building $227,396
2025$7,371.00 (+5.18%)$654,996 (+4.04%) Land $432,058 Building $222,938
2023$7,008.00 (+1.54%)$629,564 Land $415,282 Building $214,282
2022$6,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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