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1639 McClain St, Charleston, SC 29407 Property Records

Charleston County property record for 1639 McClain St, Charleston, SC 29407

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,321 sqft · built 1960
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Mar 2019)
Tax Bill$2,179 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN350-12-00-118

Property Details

APN / Parcel Number

Primary APN350-12-00-118

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,321 sqft Living Area
Gross Area2,521 sqft
1st Floor Area1,846 sqft
Upper Floors Area475 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions160 ft deep x 95 ft wide
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area112 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1639 MCCLAIN ST
CityCHARLESTON
StateSC
Zip29407-6928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -WAPPOO SHORES DESCRIPTION -LT 23 BLK E
Legal SubdivisionWAPPOO SHORES
Legal BlockE
Legal Lot Number23
JurisdictionCHARLESTON SC
Township / Civil DivisionWEST ASHLEY
Census Block Group2
Census Block2000
Census Tract2802

Owner

1639 McClain St is owned and occupied by two individuals who bought it in March 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1639 MCCLAIN ST, CHARLESTON, SC 29407-6928
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF WALTERBORO
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BK
Mar 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 20, 2019Grant Deed, Transfer · Line of Credit
GUILD MTG
Jan 17, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2019 · Amount on File
Deed SaleMar 20, 2019 · Amount on File
Deed Book / Page784 / 407
Prior Transfer DateMar 7, 2019
Prior Transfer Doc0784/0406
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1639 MCCLAIN ST, CHARLESTON, SC 29407-6928
Transaction TypeMortgage
Record UpdatedMay 4, 2023
Title CompanyWEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1639 MCCLAIN ST, CHARLESTON, SC 29407-6928

Mortgage

Document Number0011670643
DateMar 9, 2023
Book Page1167/643
Lender
NameBANK OF WALTERBORO
TypeBank
AddressRAVENEL, SC 29470
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueFeb 28, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1639 MCCLAIN ST, CHARLESTON, SC 29407-6928
Document Number0953/0090
Instrument DateJan 4, 2021
Transaction TypeMortgage
Record UpdatedJun 10, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1639 MCCLAIN ST CHARLESTON SC 294076928, CHARLESTON, SC 29407-6928

Mortgage

Document Number0953/0090
DateJan 22, 2021
Book Page000953/000090
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 21, 2051

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateMar 20, 2019
Property Address1639 MCCLAIN ST, CHARLESTON, SC 29407-6928
Document Number0784/0406
Book / Page000784 / 000406
Instrument DateMar 7, 2019
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 PRIESTLY ST CHARLESTON SC 294122719, CHARLESTON, SC 29412-2719

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateMar 20, 2019
Property Address1639 MCCLAIN ST, CHARLESTON, SC 29407-6928
Document Number0784/0407
Book / Page000784 / 000407
Instrument DateMar 7, 2019
Transaction TypeTransfer
Record UpdatedApr 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1639 MCCLAIN ST CHARLESTON SC 294076928, CHARLESTON, SC 29407-6928

Mortgage

Document Number784/0408
DateMar 20, 2019
Book Page000784/000408
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 19, 2049
Interest
Rate TypeAdjustable Rate

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateJan 17, 2018
Property Address1639 MCCLAIN ST, CHARLESTON, SC 29407-6928
Document Number0692/0567
Book / Page000692 / 000567
Instrument DateJan 10, 2018
Transaction TypeTransfer
Record UpdatedFeb 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address547 CEDAR BAY RD JACKSONVILLE FL 322184927, JACKSONVILLE, FL 32218-4927

Tax Assessment & Valuation

The 2025 property tax bill for 1639 McClain St was $2,179, up 13.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,179.00 (+13.14%)$414,000 (+2,775%) Land $151,900 Building $262,100$555,500 Land $151,900 Building $403,600
2024$1,926.00$14,400
2022$1,785.00$14,400$360,000 Land $142,400 Building $217,600
2020$360,000 Land $142,400 Building $217,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1639 McClain St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 312 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies312 in force
Nearby Flood Claims159 (1978–2023)
Claims Outside the SFHA26 of 159
Most Recent ClaimDec 2023 · tidal / storm surge
Claims by Event
  • Hurricane Irma, Sep 2017 · 17 claims
  • Severe Storms And Flooding, Oct 2015 · 18 claims
  • Hurricane Hugo, Sep 1989 · 81 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1639 McClain St is moderate, ranking above 52% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 61% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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