1639 Harding Ave, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 1639 Harding Ave, Eau Claire, WI 54701

Property Summary

Property TypeCommercial
Lot Size0.209 acres (9,100 sqft)
OwnerCompany Name on File
Tax Bill$1,142 (2025)
Deeds & MortgagesNov 2023 Construction Loan
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-1410-A-000

Property Details

APN / Parcel Number

Primary APN13-1410-A-000
Alternative APNs
  • 18221-2-270921-430-0001
  • 221131410001

Exterior

Lot Area9,100 sqft (0.209 acres)

Location & Zoning

Street Address1639 HARDING AVE
CityEAU CLAIRE
StateWI
Zip54701
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC3
Legal DescriptionPRT OF THE S W 1/4 OF S E 1/4 SEC 21-27-9 DES AS FOLL BEG AT THE S W COR OF SAID S W 1/4 OF S E 1/4 THC N ON THE W LN OF SAID
Legal Range09W
Legal Township27N
Legal Section21
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group6
Census Block6006
Census Tract700

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1631 HARDING AVE, EAU CLAIRE, WI 54701-4648
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage · Construction Mortgage
NICOLET NATIONAL BANK
Jan 8, 2019Deed of Trust, Mortgage · Line of Credit
CHARTER BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address1639 HARDING AVE, EAU CLAIRE, WI 54701
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001249706
DateNov 17, 2023
Instrument1249706
Lender
NameNICOLET NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address1639 HARDING AVE, EAU CLAIRE, WI 54701
Document Number0001170470
Instrument DateJan 8, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1631 HARDING AVE EAU CLAIRE WI 547014648, EAU CLAIRE, WI 54701-4648

Mortgage

Document Number0001170470
DateJan 9, 2019
Instrument1170470
Lender
NameCHARTER BK
TypeBank
AddressEAU CLAIRE, WI 54701
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,142.00$59,000 (-) Land $54,100 Building $4,900$77,200
2023$59,000 Land $54,100 Building $4,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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