1639 Garnet Dr, Waco, TX 76708 Property Records

McLennan County property record for 1639 Garnet Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1987
Lot Size	0.468 acres (20,399 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,249 (2024)
Deeds & Mortgages	Nov 2018 Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140398010068034`

Property Details

APN / Parcel Number

Primary APN	`140398010068034`
Alternative APNs	`1403980100680340111` `103264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	20,399 sqft (0.468 acres)
Lot Dimensions	209 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	551 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	234 sqft
Patio Area	1,200 sqft
Fence	Fence
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	103264
Old Parcel Number	1403980100680340111
Street Address	1639 GARNET DR
City	WACO
State	TX
Zip	76708-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HIGHLAND WOODS LOT 9 BLOCK 3 ACRES .4683
Legal Subdivision	HIGHLAND WOODS
Legal Block	3
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2064
Census Tract	4104

Owner

Source: McLennan County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1639 GARNET DR, WACO, TX 76708-9721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage AFFILIATED BANK
Mar 29, 2019	Correction Deed, Transfer NOT AVAILABLE
Mar 21, 2018	Vendor's Lien, Transfer COMMUNITY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2018
Deed Sale	Mar 21, 2018
Prior Sale	Aug 25, 2005
Deed Document Number	2018008915
Record Updated	Jun 7, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1639 GARNET DR, WACO, TX 76708-9721
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041233
Date	Nov 28, 2018
Instrument	2018041233

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 29, 2019
Property Address	1639 GARNET DR, WACO, TX 76708-9721
Document Number	0000010482
Instrument Date	Mar 29, 2019
Instrument	10482
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 GARNET DR WACO TX 767089721, WACO, TX 76708-9721

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 21, 2018
Property Address	1639 GARNET DR, WACO, TX 76708-9721
Document Number	0000008915
Map Reference	VOL1625 PG240
Instrument Date	Mar 16, 2018
Instrument	2018008915
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 GARNET DR, WACO, TX 76708-9721

Mortgage

Document Number	0000008916
Date	Mar 21, 2018
Instrument	2018008916

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Bosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280,060 (+7.49%) Land $47,120 Building $271,610	$318,730 (+22.33%) Land $47,120 Building $271,610
2024	$4,249.00 (+13.58%)
2023		$260,550 Land $47,120 Building $213,430	$260,550 Land $47,120 Building $213,430
2022	$3,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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