Smith County property record for 1639 Elk River Rd, Tyler, TX 75703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,850 sqft · built 2015 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,900 (Dec 2015) |
| Tax Bill | $4,694 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R147016 |
| Primary APN | R147016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,850 sqft Heated Area |
| 1st Floor Area | 1,850 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,102 sqft (0.186 acres) |
| Garage Area | 477 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 149 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R147016 |
|---|---|
| Street Address | 1639 ELK RIVER RD |
| City | TYLER |
| State | TX |
| Zip | 75703-7388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARPERS RIDGE @ CUMBERLAND GAP BLOCK 1137-X LOT 1 |
| Legal Subdivision | HARPERS RIDGE @ CUMBERLAND GAP |
| Legal Block | 1137-X |
| Legal Lot Number | 1 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | BULLARD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1916 |
1639 Elk River Rd is owned and occupied by an individual who bought it in December 2015.
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1639 ELK RIVER RD, TYLER, TX 75703-7388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2015 · Amount on File |
| Deed Sale | Dec 2, 2015 · Amount on File |
| Prior Sale | Jul 22, 2015 · Amount on File |
| Deed Document Number | 2015100055834 |
| Prior Transfer Date | Nov 30, 2015 |
| Prior Transfer Doc | 0100055834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 1639 ELK RIVER RD, TYLER, TX 75703-7388 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0100037927 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 20200100037927 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 1639 Elk River Rd was $4,694 with a homeowner's exemption, down 0.9% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Tyler City |
| Unified School District | Tyler Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,694.00 (-0.89%) Homeowner's exemption | $365,748 (-8.36%) Land $39,197 Building $326,551 | $365,748 (-8.36%) Land $39,197 Building $326,551 |
| 2025 | $4,736.00 (+0.87%) Homeowner's exemption | $399,110 Land $38,458 Building $360,652 | $399,110 Land $38,458 Building $360,652 |
| 2024 | $4,695.00 (+9.9%) | ||
| 2023 | $4,272.00 (-12.53%) Homeowner's exemption | $323,446 Land $46,080 Building $277,366 | $323,446 Land $46,080 Building $277,366 |
| 2022 | $4,884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1639 Elk River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1639 Elk River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TYLER serves 107,000 people · EPA ID TX2120004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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