Lorain County property record for 1639 Elfleda St, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,000 sqft · built 1950 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,607 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-111-109-027 |
| Primary APN | 03-00-111-109-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| 2nd Floor Area | 700 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 175 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 84 sqft |
| Patio Area | 50 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1639 ELFLEDA ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING HTS FRNT 0075.00 DPTH 0175.00 |
| Legal Subdivision | ROLLING HTS FRNT |
| Legal Block | 109 |
| Legal Lot Number | 41-2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | SHEFFIELD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 23900 |
1639 Elfleda St is owned and occupied by two individuals.
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1639 ELFLEDA ST, LORAIN, OH 44055-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 26, 2017 |
| Property Address | 1639 ELFLEDA ST, LORAIN, OH 44055-3252 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 634502 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1639 ELFLEDA ST LORAIN OH 440553252, LORAIN, OH 44055-3252 |
| Document Number | 0000634502 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 634502 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jun 25, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1639 Elfleda St was $1,607.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Sheffield Township |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,607.00 | $58,380 Land $4,000 Building $54,380 | $166,800 Land $11,440 Building $155,360 |
| 2023 | $1,409.00 (-3.95%) | $35,116 (+0.02%) Land $4,844 Building $30,272 | $100,330 Land $13,840 Building $86,490 |
| 2022 | $1,467.00 | $35,110 Land $4,840 Building $30,270 | |
| 2021 | $100,330 Land $13,840 Building $86,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1639 Elfleda St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1639 Elfleda St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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