1639 E Spring Ridge Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 1639 E Spring Ridge Cir, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,159 sqft · built 1992
Lot Size	0.23 acres (10,033 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-27-1845-01-340`

Property Details

APN / Parcel Number

Primary APN	`12-22-27-1845-01-340`
Alternative APNs	`272212184501340` `110881` `111531` `112815`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,159 sqft Living Area
Gross Area	2,615 sqft
1st Floor Area	2,159 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,033 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1639 E SPRING RIDGE CIR
City	WINTER GARDEN
State	FL
Zip	34787-2169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CROWN POINT SPRINGS UNIT 2 23/99 LOT 134
Legal Range	27E
Legal Township	22S
Legal Section	12
Legal Subdivision	CROWN POINT SPRINGS UT 2
Legal Tract	1845
Legal Block	1
Legal Lot Number	134
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3007
Census Tract	17401

Owner

Source: Orange County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1639 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 11, 2017	Affidavit of Death, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 22, 2025
Transfer Doc	0000552418
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Sep 23, 2025
Property Address	1639 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169
Document Number	0000552418
Map Reference	MB 23 PG 99&100
Instrument Date	Sep 22, 2025
Instrument	20250552418
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1639 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jan 19, 2021
Property Address	1639 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169
Document Number	0000032138
Map Reference	MB 23 PG 99&100
Instrument Date	Dec 17, 2020
Instrument	20210032138
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169

Mortgage

Document Number	0000032139
Date	Jan 19, 2021
Instrument	20210032139

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE FL
Recording Date	Dec 11, 2017
Property Address	1639 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2169
Document Number	0000672578
Instrument Date	Oct 2, 2017
Instrument	672578
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 E SPRING RIDGE CIR WINTER GARDEN FL 347872169, WINTER GARDEN, FL 34787-2169

Mortgage

Document Number	555772
Date	Dec 11, 2017
Instrument	555772

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,285 (+2.7%)	$439,590 (-1.63%) Land $100,000 Building $339,590
2025	$2,421.00 (+5.44%) Homeowner's exemption	$189,177 (+2.9%)	$446,880 (+10.94%) Land $100,000 Building $346,880
2024	$2,296.00 (+4.17%) Homeowner's exemption	$183,845 (+3%)	$402,824 (+6.99%) Land $100,000 Building $302,824
2023	$2,204.00 (+3.47%) Homeowner's exemption	$178,490 (+3%)	$376,491 (+12.12%) Land $110,000 Building $266,491
2022	$2,130.00 Homeowner's exemption	$173,291	$335,788 Land $110,000 Building $225,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Metronet.

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