1639 Centennial Rd, River Falls, WI 54022 Property Records

Pierce County property record for 1639 Centennial Rd, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2014)
Tax Bill	$4,326 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`276-1196-804`

Property Details

APN / Parcel Number

Primary APN	`276-1196-804`
Alternative APNs	`276227191241P397000004` `276-01196-0804`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	1639 CENTENNIAL RD
City	RIVER FALLS
State	WI
Zip	54022-2787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 CENTENNIAL WAY TOGETHER WITH & SUBJ TO PARTY WALL AGREEMENT PER DOC #438458
Legal Range	19W
Legal Township	27N
Legal Section	12
Legal Subdivision	CENTENNIAL WAY
Legal Lot Number	4
Jurisdiction	PIERCE WI
Township / Civil Division	RIVER FALLS
Census Block Group	1
Census Block	1013
Census Tract	960200

Owner

Source: Pierce County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1639 CENTENNIAL RD, RIVER FALLS, WI 54022-2787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage RIVER FALLS STATE BANK
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2014 · Amount on Record
Deed Sale	Sep 16, 2014 · Amount on Record
Prior Sale	Jul 7, 2011 · Amount on Record
Deed Document Number	2014553516
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	1639 CENTENNIAL RD, RIVER FALLS, WI 54022-2787
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610066
Date	Apr 6, 2022
Instrument	610066

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	1639 CENTENNIAL RD, RIVER FALLS, WI 54022-2787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000579399
Date	Jun 20, 2018
Instrument	579399

Lender

Name	RIVER FALLS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	1639 CENTENNIAL RD, RIVER FALLS, WI 54022-2787
Document Number	0000589352
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1639 CENTENNIAL RD RIVER FALLS WI 540222787, RIVER FALLS, WI 54022-2787

Mortgage

Document Number	0000589352
Date	Dec 2, 2019
Instrument	589352

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	1639 CENTENNIAL RD, RIVER FALLS, WI 54022-2787
Document Number	0000589353
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1639 CENTENNIAL RD RIVER FALLS WI 540222787, RIVER FALLS, WI 54022-2787

Mortgage

Document Number	0000589353
Date	Dec 2, 2019
Instrument	589353

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Pierce County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,326.00 (-7.23%) Homeowner's exemption	$301,600 (+32.63%) Land $45,700 Building $255,900	$315,000 (+36.36%) Land $47,730 Building $267,270
2023	$4,663.00 Homeowner's exemption	$227,400 Land $30,500 Building $196,900	$231,014 Land $30,984 Building $200,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Swiftcurrent Connect.

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