1639 Becker St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1639 Becker St, Schenectady, NY 12304

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,100 sqft · built 1972
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$155,000 (Oct 2025)
Tax Bill	$5,147 (2026)
Deeds & Mortgages	Oct 2025 Sale Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`421500 49.51-4-29`

Property Details

APN / Parcel Number

Primary APN	`421500 49.51-4-29`
Alternative APN	`150004905100040290000000`

Interior

Stories	2 Stories
Building Area	2,100 sqft Gross Area
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1639 BECKER ST
City	SCHENECTADY
State	NY
Zip	12304-1101
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	03 - MULTI
Legal Description	PART OF 2 WOOD
Legal Block	4
Legal Lot Number	29.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5004
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	129 MCCLELLAN ST, SCHENECTADY, NY 12304-1127
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 27, 2017	Loan Modification, Mortgage MATRIX FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Oct 22, 2002 · Amount on Record
Deed Document Number	202523858
Deed Book / Page	2158 / 377
Prior Transfer Date	Feb 19, 2002
Prior Transfer Doc	1618000481
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 3, 2025
Property Address	1639 BECKER ST, SCHENECTADY, NY 12304-1101
Document Number	0000023858
Instrument Date	Sep 19, 2025
Instrument	202523858
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1639 BECKER ST, SCHENECTADY, NY 12304-1101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MCCLELLAN ST, SCHENECTADY, NY 12304-1127

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	1639 BECKER ST, SCHENECTADY, NY 12304-1101
Document Number	0000034678
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 BECKER ST SCHENECTADY NY 123041101, SCHENECTADY, NY 12304-1101

Mortgage

Document Number	0000034678
Date	Aug 5, 2019
Book Page	004928/000554
Instrument	34678

Lender

Name	MATRIX FIN'L
Type	Funding / Finance Company
Address	MINNETONKA, MN 55305

Agreement

Amount	Amount Recorded
Term	456 Months
Due	Aug 4, 2057

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,147.00 (+0.53%)
2025	$5,120.00 (+6.03%)	$87,100 (-) Land $10,900 Building $76,200	$144,229 (+13.35%) Land $18,049 Building $126,180
2024		$87,100 (-) Land $10,900 Building $76,200	$127,246 (+15.41%) Land $15,924 Building $111,322
2023		$87,100 (-) Land $10,900 Building $76,200	$110,253 (+3.8%) Land $13,797 Building $96,456
2022		$87,100 Land $10,900 Building $76,200	$106,220 Land $13,293 Building $92,927
2021	$4,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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