1639 Alberta St, Los Banos, CA 93635 Property Records

Merced County property record for 1639 Alberta St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,534 sqft · built 1998
Lot Size	0.179 acres (7,778 sqft)
Owner	Company Name on Record
Last Sale	$126,000 (Dec 1998)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	Nov 2023 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`431-113-021-000`

Property Details

APN / Parcel Number

Primary APN	`431-113-021-000`
Alternative APNs	`083321021000` `431-113-021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	1,997 sqft
1st Floor Area	1,534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Tile
Lot Area	7,778 sqft (0.179 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	431-113-021
Street Address	1639 ALBERTA ST
City	LOS BANOS
State	CA
Zip	93635-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOS BANOS GDN #2 - 2 LOT 70
Legal Subdivision	LOS BANOS GARDEN 02 02
Legal Lot Number	70
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	4
Census Block	4019
Census Tract	2301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1639 ALBERTA ST, LOS BANOS, CA 93635-4544
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Intrafamily Transfer, Transfer
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 1998 · Amount on Record
Deed Sale	Dec 22, 1998 · Amount on Record
Deed Document Number	199846068
Deed Book / Page	3812 / 30
Last Transfer Date	Nov 12, 2023
Transfer Doc	0000029874
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 28, 2023
Property Address	1639 ALBERTA ST, LOS BANOS, CA 93635-4544
Document Number	0000029874
Map Reference	VOL 36 PG 19-21
Instrument Date	Nov 12, 2023
Instrument	2023029874
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 ALBERTA ST, LOS BANOS, CA 93635-4544

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1639 ALBERTA ST, LOS BANOS, CA 93635-4544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 ALBERTA ST, LOS BANOS, CA 93635-4544

Mortgage

Document Number	0000045604
Date	Dec 1, 2020
Instrument	2020045604

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1639 ALBERTA ST, LOS BANOS, CA 93635-4544
Document Number	0000006009
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1639 ALBERTA ST LOS BANOS CA 936354544, LOS BANOS, CA 93635-4544

Mortgage

Document Number	0000006009
Date	Mar 1, 2019
Instrument	6009

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$211,580 (+7.17%) Land $47,960 Building $163,620
2025	$2,499.00 (+6.52%)	$197,432 (+4.04%) Land $47,020 Building $150,412
2023	$2,346.00 (+2.45%)	$189,768 Land $45,196 Building $144,572
2022	$2,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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