1639 20th Trl, Cotopaxi, CO 81223 Property Records

Fremont County property record for 1639 20th Trl, Cotopaxi, CO 81223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,992 sqft · built 1971
Lot Size	5.35 acres (233,046 sqft)
Owner	Individual Name on Record
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R024608`

Property Details

APN / Parcel Number

Primary APN	`R024608`
Alternative APN	`76015430`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bungalow
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	233,046 sqft (5.35 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Patio Area	870 sqft
Shed	1 Shed
Shed Area	16 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R024608
Street Address	1639 20TH TRL
City	COTOPAXI
State	CO
Zip	81223-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2NW4SE4SE4 SEC 23-20-73 FLA-COLO ACRES TR-58 AFFIDAVIT OF REAL PROPERTY RECORDED 3/25/2021 #998722 PURGED 3/25/2021
Legal Range	73
Legal Township	20
Legal Section	23
Legal Subdivision	FLORIDA-COLO ACRES
Legal Tract	58
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	1
Census Block	1047
Census Tract	979002

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1639 20TH TRL, COTOPAXI, CO 81223-9213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 8, 2021	Special Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 27, 2006
Transfer Doc	0000827302
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Nov 22, 2021
Property Address	1639 20TH TRL, COTOPAXI, CO 81223-9213
Document Number	0001009479
Instrument Date	Nov 15, 2021
Instrument	1009479
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1639 20TH TRL, COTOPAXI, CO 81223-9213

Mortgage

Document Number	0001009481
Date	Nov 22, 2021
Instrument	1009481

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Apr 8, 2021
Property Address	1639 20TH TRL, COTOPAXI, CO 81223-9213
Document Number	0000999492
Instrument Date	Apr 7, 2021
Instrument	999492
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1639 20TH TRL, COTOPAXI, CO 81223-9213

Mortgage

Document Number	0000999493
Date	Apr 8, 2021
Instrument	999493

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00 (+24.62%)	$22,255 (-3.19%)	$356,088 (+3.78%)
2024	$914.00 (-1.51%)	$22,989 (+21.8%)
2023	$928.00 (+30.7%)	$18,874 (+23.38%)	$343,126 (+55.89%)
2022	$710.00	$15,297	$220,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 75% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Hilltop Broadband Fixed Wireless	50 / 15
Visionary Broadband Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 20th Trl

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