16381 E 900th St, Osco, IL 61274 Property Records

Henry County property record for 16381 E 900th St, Osco, IL 61274

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,096 sqft · built 1935
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2023)
Tax Bill	$5,212 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-09-400-004`

Property Details

APN / Parcel Number

Primary APN	`12-09-400-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	77,101 sqft (1.77 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16381 E 900TH ST
City	OSCO
State	IL
Zip	61274-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2A E NE SE SEC 9 T16N R2E
Legal Range	02E
Legal Township	16N
Legal Section	09
Legal Block	400
Jurisdiction	HENRY IL
Township / Civil Division	OSCO
Census Block Group	1
Census Block	1079
Census Tract	30202

Owner

Source: Henry County records · APN 12-09-400-004

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16381 E 900TH ST, OSCO, IL 61274-9531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Oct 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage BLACKHAWK BANK & TRUST
Oct 01, 2019	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Oct 01, 2019 · Amount on Record
Deed Document Number	20232330
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	May 26, 2023
Property Address	16381 E 900TH ST, OSCO, IL 61274-9531
Document Number	0000002330
Instrument Date	May 25, 2023
Instrument	20-2302330
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16381 E 900TH ST, OSCO, IL 61274-9531

Mortgage

Document Number	0000002331
Date	May 26, 2023
Instrument	20-2302331

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Fixed Rate
Rate	5.37%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	16381 E 900TH ST, OSCO, IL 61274-9531
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005965
Date	Oct 30, 2018
Instrument	20-1805965

Lender

Name	BLACKHAWK BANK & TRUST
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Oct 01, 2019
Property Address	16381 E 900TH ST, OSCO, IL 61274-9531
Document Number	0000005031
Instrument Date	Sep 23, 2019
Instrument	5031
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2424 40TH AVE #12 MOLINE IL 612657215, 12, MOLINE, IL 61265-7215

Mortgage

Document Number	5032
Date	Oct 01, 2019
Instrument	5032

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Osco Township
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,212.00 (+33.03%)	$73,970 (+23.26%) Land $7,404 Building $66,566	$221,910 (+23.26%) Land $22,212 Building $199,698
2022		$60,013 Land $6,007 Building $54,006	$180,039 Land $18,021 Building $162,018
2021	$3,918.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	400 / 100
Geneseo Communications Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile USA.

Based on FCC filings for 3 locations within half a mile of this property.

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