Polk County property record for 1638 Yeomans Path, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,270 sqft · built 1990 |
| Lot Size | 0.299 acres (13,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $374,600 (Aug 2021) |
| Tax Bill | $3,817 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-16-161091-001840 |
| Primary APN | 24-27-16-161091-001840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 2,753 sqft |
| 1st Floor Area | 2,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,038 sqft (0.299 acres) |
| Lot Dimensions | 120 ft deep x 121 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|
| Street Address | 1638 YEOMANS PATH |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-5081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DERBYSHIRE PB 86 PGS 19 & 20 LOT 184 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | DERBYSHIRE |
| Legal Tract | 161091 |
| Legal Block | 2 |
| Legal Lot Number | 184 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12304 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1014 NORTHSIDE DR, SHOREWOOD, IL 60404-9516 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| May 21, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 7, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Nov 14, 2016 | Deed of Trust, Mortgage · Conventional with PMI NFM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Prior Sale | Jun 7, 2019 · Amount on Record |
| Deed Document Number | 2021210426 |
| Deed Book / Page | 11845 / 696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 12, 2021 |
| Property Address | 1638 YEOMANS PATH, LAKELAND, FL 33809-5081 |
| Document Number | 0000210426 |
| Book / Page | 11845 / 696 |
| Map Reference | MB 86 PG 19&20 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021210426 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Title Company | SERENITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,622.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2917 DAYTON DR, 2917, WINTER HAVEN, FL 33884-5222 |
| Name | Verified Name |
|---|---|
| Address | 1014 NORTHSIDE DR, SHOREWOOD, IL 60404-9516 |
| Document Number | 0011845698 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 11845/698 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1638 YEOMANS PATH, LAKELAND, FL 33809-5081 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1638 YEOMANS PATH, LAKELAND, FL 33809-5081 |
| Document Number | 0000133366 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 11726/1374 |
| Instrument | 2021133366 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 7, 2019 |
| Property Address | 1638 YEOMANS PATH, LAKELAND, FL 33809-5081 |
| Document Number | 0108680365 |
| Book / Page | 010868 / 000365 |
| Instrument Date | May 31, 2019 |
| Instrument | 118561 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,935.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1638 YEOMANS PATH LAKELAND FL 338095081, LAKELAND, FL 33809-5081 |
| Document Number | 108680367 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 010868/000367 |
| Instrument | 118562 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1638 YEOMANS PATH, LAKELAND, FL 33809-5081 |
| Document Number | 0102252263 |
| Book / Page | 010225 / 002263 |
| Instrument Date | Nov 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Title Company | FLORIDA FAM TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1638 YEOMANS PATH LAKELAND FL 338095081, LAKELAND, FL 33809-5081 |
| Document Number | 0102252263 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 010225/002263 |
| Instrument | 150175 |
| Name | NFM |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,969 (+5.32%) Land $44,000 Building $266,969 | $310,969 (+5.32%) Land $44,000 Building $266,969 | |
| 2025 | $3,817.00 (-15.7%) | $295,264 (-3.23%) Land $44,000 Building $251,264 | $295,264 (-3.23%) Land $44,000 Building $251,264 |
| 2023 | $4,528.00 (+8.9%) | $305,113 (+11.03%) Land $42,000 Building $263,113 | $305,113 (+11.03%) Land $42,000 Building $263,113 |
| 2022 | $4,158.00 | $274,802 Land $35,000 Building $239,802 | $274,802 Land $35,000 Building $239,802 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1995–2024) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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